Broadstreet Bank SSB (FDIC #28868): Bank Stress & Real-Estate Credit Exposure
Broadstreet Bank SSB (FDIC Cert #28868): bank stress 67/100, elevated, STABLE over 7 days; parent TEXAS COMMUNITY BANCSHARES INC.
Broadstreet Bank SSB (#28868) lends in 3 counties across 1 state; Broadstreet Bank SSB (#28868) reaches 45 ZIP codes: Texas 3 counties, 45 ZIPs.
Broadstreet Bank SSB (#28868) largest markets: Smith County, TX (46 branches, 23 ZIPs) (#28868), Van Zandt County, TX (26 branches, 13 ZIPs) (#28868), Wood County, TX (36 branches, 12 ZIPs) (#28868).
Broadstreet Bank SSB (#28868) reports $442.8 million in total assets; Broadstreet Bank SSB (#28868) equity $49.8 million (11.2% of Broadstreet Bank SSB (#28868) assets); Broadstreet Bank SSB (#28868) domestic deposits $343.4 million; Broadstreet Bank SSB (#28868) net income $2.0 million; Broadstreet Bank SSB (#28868) return on assets 0.94%; Broadstreet Bank SSB (#28868) return on equity 8.34%; Broadstreet Bank SSB (#28868) net interest income $7.2 million; Broadstreet Bank SSB (#28868) call report June 30, 2026.
Broadstreet Bank SSB (#28868) noncurrent real-estate loans: none reported; Broadstreet Bank SSB (#28868) net charge-offs on real estate 0.38%; Broadstreet Bank SSB (#28868) residential charge-offs 0.06%.
Broadstreet Bank SSB (#28868) net interest margin 3.64% against an eight-quarter Broadstreet Bank SSB (#28868) average of 3.28% (Broadstreet Bank SSB (#28868) compression -0.36 points); Broadstreet Bank SSB (#28868) non-residential real estate 5.8% of equity; Broadstreet Bank SSB (#28868) rate-exposure score 40/100, Broadstreet Bank SSB (#28868) fixed-rate trap 40/100; Broadstreet Bank SSB (#28868) risk type credit driven; Broadstreet Bank SSB (#28868) rate regime rates elevated, Broadstreet Bank SSB (#28868) snapshot October 19, 2026.
Broadstreet Bank SSB (#28868) stress score moved from 66.8 on June 22, 2026 to 67.3 on October 19, 2026; Broadstreet Bank SSB (#28868) ranged 66.8 to 67.3 over 116 snapshots.
Broadstreet Bank SSB (#28868) alerts: 3 counties; top Broadstreet Bank SSB (#28868) alert scores: Tyler County, TX 36 (moderate); Grand Saline County, TX 21 (low); Winnsboro County, TX 21 (low).