Home Loan Savings Bank (FDIC #29695): Bank Stress & Real-Estate Credit Exposure
Home Loan Savings Bank (FDIC Cert #29695): bank stress 36/100, contained, STABLE over 7 days; parent HOME LOAN FINANCIAL CORP.
Home Loan Savings Bank (#29695) lends in 3 counties across 1 state; Home Loan Savings Bank (#29695) reaches 57 ZIP codes: Ohio 3 counties, 57 ZIPs.
Home Loan Savings Bank (#29695) largest markets: Licking County, OH (30 branches, 30 ZIPs) (#29695), Coshocton County, OH (54 branches, 18 ZIPs) (#29695), Knox County, OH (16 branches, 16 ZIPs) (#29695).
Home Loan Savings Bank (#29695) reports $386.7 million in total assets; Home Loan Savings Bank (#29695) equity $45.0 million (11.6% of Home Loan Savings Bank (#29695) assets); Home Loan Savings Bank (#29695) domestic deposits $320.6 million; Home Loan Savings Bank (#29695) net income $4.7 million; Home Loan Savings Bank (#29695) return on assets 2.45%; Home Loan Savings Bank (#29695) return on equity 20.98%; Home Loan Savings Bank (#29695) net interest income $9.5 million; Home Loan Savings Bank (#29695) call report June 30, 2026.
Home Loan Savings Bank (#29695) noncurrent real-estate loans 0.10% of its book; Home Loan Savings Bank (#29695) net charge-offs on real estate 0.66%; Home Loan Savings Bank (#29695) residential charge-offs 1.65%.
Home Loan Savings Bank (#29695) net interest margin 5.25% against an eight-quarter Home Loan Savings Bank (#29695) average of 5.05% (Home Loan Savings Bank (#29695) compression -0.20 points); Home Loan Savings Bank (#29695) real-estate loans 9.6% of equity; Home Loan Savings Bank (#29695) non-residential real estate 164.8% of equity; Home Loan Savings Bank (#29695) rate-exposure score 40/100, Home Loan Savings Bank (#29695) fixed-rate trap 40/100; Home Loan Savings Bank (#29695) risk type rate trapped; Home Loan Savings Bank (#29695) rate regime rates elevated, Home Loan Savings Bank (#29695) snapshot October 20, 2026.
Home Loan Savings Bank (#29695) stress score moved from 37 on June 22, 2026 to 35.9 on October 20, 2026; Home Loan Savings Bank (#29695) ranged 35.9 to 37 over 117 snapshots.
Home Loan Savings Bank (#29695) alerts: 3 counties; top Home Loan Savings Bank (#29695) alert scores: Mount Vernon County, OH 17 (low); Newark County, OH 17 (low); West Lafayette County, OH 17 (low).