Fidelity Bank National Assn (FDIC #30895): Bank Stress & Real-Estate Credit Exposure
Fidelity Bank National Assn (FDIC Cert #30895): bank stress 68/100, elevated, STABLE over 7 days; parent FIDELITY FINANCIAL CORP.
Fidelity Bank National Assn (#30895) lends in 4 counties across 2 states; Fidelity Bank National Assn (#30895) reaches 185 ZIP codes: Oklahoma 2 counties, 98 ZIPs; Kansas 2 counties, 87 ZIPs.
Fidelity Bank National Assn (#30895) largest markets: Oklahoma County, OK (220 branches, 55 ZIPs) (#30895), Sedgwick County, KS (520 branches, 52 ZIPs) (#30895), Tulsa County, OK (43 branches, 43 ZIPs) (#30895), Johnson County, KS (35 branches, 35 ZIPs) (#30895).
Fidelity Bank National Assn (#30895) reports $3.30 billion in total assets; Fidelity Bank National Assn (#30895) equity $324.2 million (9.8% of Fidelity Bank National Assn (#30895) assets); Fidelity Bank National Assn (#30895) domestic deposits $2.59 billion; Fidelity Bank National Assn (#30895) net income $19.3 million; Fidelity Bank National Assn (#30895) return on assets 1.16%; Fidelity Bank National Assn (#30895) return on equity 11.90%; Fidelity Bank National Assn (#30895) net interest income $60.1 million; Fidelity Bank National Assn (#30895) call report June 30, 2026.
Fidelity Bank National Assn (#30895) noncurrent real-estate loans 0.01% of its book; Fidelity Bank National Assn (#30895) net charge-offs on real estate 0.90%; Fidelity Bank National Assn (#30895) multifamily charge-offs 0.10%; Fidelity Bank National Assn (#30895) residential charge-offs 0.83%.
Fidelity Bank National Assn (#30895) net interest margin 3.99% against an eight-quarter Fidelity Bank National Assn (#30895) average of 3.61% (Fidelity Bank National Assn (#30895) compression -0.39 points); Fidelity Bank National Assn (#30895) real-estate loans 1.2% of equity; Fidelity Bank National Assn (#30895) non-residential real estate 82.6% of equity; Fidelity Bank National Assn (#30895) rate-exposure score 40/100, Fidelity Bank National Assn (#30895) fixed-rate trap 40/100; Fidelity Bank National Assn (#30895) risk type credit driven; Fidelity Bank National Assn (#30895) rate regime rates elevated, Fidelity Bank National Assn (#30895) snapshot October 19, 2026.
Fidelity Bank National Assn (#30895) stress score moved from 69 on June 22, 2026 to 68 on October 19, 2026; Fidelity Bank National Assn (#30895) ranged 68 to 69 over 116 snapshots.
Fidelity Bank National Assn (#30895) alerts: 4 counties; top Fidelity Bank National Assn (#30895) alert scores: Wichita County, KS 28 (low); Oklahoma City County, KS 22 (low); Overland Park County, KS 22 (low); Tulsa County, KS 22 (low).