Equitable Bank (FDIC #31485): Bank Stress & Real-Estate Credit Exposure

Equitable Bank (FDIC Cert #31485): bank stress 67/100, elevated, STABLE over 7 days; parent EQUITABLE FINANCIAL CORP.

Equitable Bank (#31485) lends in 3 counties across 1 state; Equitable Bank (#31485) reaches 62 ZIP codes: Nebraska 3 counties, 62 ZIPs.

Equitable Bank (#31485) largest markets: Douglas County, NE (74 branches, 37 ZIPs) (#31485), Lincoln County, NE (14 branches, 14 ZIPs) (#31485), Hall County, NE (33 branches, 11 ZIPs) (#31485).

Equitable Bank (#31485) reports $523.5 million in total assets; Equitable Bank (#31485) equity $54.9 million (10.5% of Equitable Bank (#31485) assets); Equitable Bank (#31485) domestic deposits $448.5 million; Equitable Bank (#31485) net income $2.8 million; Equitable Bank (#31485) return on assets 1.10%; Equitable Bank (#31485) return on equity 10.50%; Equitable Bank (#31485) net interest income $9.1 million; Equitable Bank (#31485) call report June 30, 2026.

Equitable Bank (#31485) noncurrent real-estate loans: none reported; Equitable Bank (#31485) net charge-offs on real estate 0.00%.

Equitable Bank (#31485) net interest margin 3.74% against an eight-quarter Equitable Bank (#31485) average of 3.34% (Equitable Bank (#31485) compression -0.40 points); Equitable Bank (#31485) rate-exposure score 40/100, Equitable Bank (#31485) fixed-rate trap 40/100; Equitable Bank (#31485) risk type credit driven; Equitable Bank (#31485) rate regime rates elevated, Equitable Bank (#31485) snapshot October 19, 2026.

Equitable Bank (#31485) stress score moved from 68.7 on June 22, 2026 to 66.9 on October 20, 2026; Equitable Bank (#31485) ranged 66.9 to 68.7 over 117 snapshots.

Equitable Bank (#31485) alerts: 3 counties; top Equitable Bank (#31485) alert scores: Grand Island County, NE 22 (low); North Platte County, NE 22 (low); Omaha County, NE 22 (low).