Grand Savings Bank (FDIC #32084): Bank Stress & Real-Estate Credit Exposure
Grand Savings Bank (FDIC Cert #32084): bank stress 40/100, contained, STABLE over 7 days; parent GRAND BCORP INC.
Grand Savings Bank (#32084) lends in 5 counties across 2 states; Grand Savings Bank (#32084) reaches 73 ZIP codes: Arkansas 3 counties, 53 ZIPs; Oklahoma 2 counties, 20 ZIPs.
Grand Savings Bank (#32084) largest markets: Benton County, AR (176 branches, 22 ZIPs) (#32084), Washington County, AR (60 branches, 20 ZIPs) (#32084), Sebastian County, AR (17 branches, 17 ZIPs) (#32084), Delaware County, OK (26 branches, 13 ZIPs) (#32084), Ottawa County, OK (10 branches, 10 ZIPs) (#32084).
Grand Savings Bank (#32084) reports $1.03 billion in total assets; Grand Savings Bank (#32084) equity $122.4 million (11.9% of Grand Savings Bank (#32084) assets); Grand Savings Bank (#32084) domestic deposits $897.8 million; Grand Savings Bank (#32084) net income $11.2 million; Grand Savings Bank (#32084) return on assets 2.19%; Grand Savings Bank (#32084) return on equity 18.94%; Grand Savings Bank (#32084) net interest income $24.8 million; Grand Savings Bank (#32084) call report June 30, 2026.
Grand Savings Bank (#32084) noncurrent real-estate loans: none reported; Grand Savings Bank (#32084) net charge-offs on real estate 0.72%; Grand Savings Bank (#32084) multifamily charge-offs 3.13%; Grand Savings Bank (#32084) residential charge-offs 0.42%.
Grand Savings Bank (#32084) net interest margin 5.06% against an eight-quarter Grand Savings Bank (#32084) average of 4.96% (Grand Savings Bank (#32084) compression -0.10 points); Grand Savings Bank (#32084) non-residential real estate 42.0% of equity; Grand Savings Bank (#32084) rate-exposure score 40/100, Grand Savings Bank (#32084) fixed-rate trap 40/100; Grand Savings Bank (#32084) risk type credit driven; Grand Savings Bank (#32084) rate regime rates elevated, Grand Savings Bank (#32084) snapshot October 19, 2026.
Grand Savings Bank (#32084) stress score moved from 41.7 on June 22, 2026 to 40.1 on October 19, 2026; Grand Savings Bank (#32084) ranged 40.1 to 41.7 over 116 snapshots.
Grand Savings Bank (#32084) alerts: 5 counties; top Grand Savings Bank (#32084) alert scores: Fairland County, OK 16 (low); Fort Smith County, OK 16 (low); Jay County, OK 16 (low); Siloam Springs County, OK 16 (low); Springdale County, OK 16 (low).