Alliance Bank (FDIC #34566): Bank Stress & Real-Estate Credit Exposure
Alliance Bank (FDIC Cert #34566): bank stress 50/100, moderate, STABLE over 7 days; parent ALLIANCE BANCSHARES INC.
Alliance Bank (#34566) lends in 3 counties across 1 state; Alliance Bank (#34566) reaches 46 ZIP codes: Missouri 3 counties, 46 ZIPs.
Alliance Bank (#34566) largest markets: Cape Girardeau County, MO (38 branches, 19 ZIPs) (#34566), New Madrid County, MO (17 branches, 17 ZIPs) (#34566), Scott County, MO (28 branches, 14 ZIPs) (#34566).
Alliance Bank (#34566) reports $391.3 million in total assets; Alliance Bank (#34566) equity $52.3 million (13.4% of Alliance Bank (#34566) assets); Alliance Bank (#34566) domestic deposits $334.8 million; Alliance Bank (#34566) net income $2.8 million; Alliance Bank (#34566) return on assets 1.41%; Alliance Bank (#34566) return on equity 10.95%; Alliance Bank (#34566) net interest income $7.8 million; Alliance Bank (#34566) call report June 30, 2026.
Alliance Bank (#34566) noncurrent real-estate loans: none reported; Alliance Bank (#34566) net charge-offs on real estate 0.24%; Alliance Bank (#34566) residential charge-offs 0.18%.
Alliance Bank (#34566) net interest margin 4.29% against an eight-quarter Alliance Bank (#34566) average of 4.29% (Alliance Bank (#34566) compression -0.00 points); Alliance Bank (#34566) non-residential real estate 18.0% of equity; Alliance Bank (#34566) rate-exposure score 40/100, Alliance Bank (#34566) fixed-rate trap 40/100; Alliance Bank (#34566) risk type credit driven; Alliance Bank (#34566) rate regime rates elevated, Alliance Bank (#34566) snapshot October 20, 2026.
Alliance Bank (#34566) stress score moved from 52.7 on June 22, 2026 to 50.4 on October 20, 2026; Alliance Bank (#34566) ranged 50.4 to 52.7 over 117 snapshots.
Alliance Bank (#34566) alerts: 3 counties; top Alliance Bank (#34566) alert scores: Jackson County, MO 32 (low); New Madrid County, MO 22 (low); Sikeston County, MO 18 (low).