Mrv Banks (FDIC #58619): Bank Stress & Real-Estate Credit Exposure
Mrv Banks (FDIC Cert #58619): bank stress 54/100, moderate, STABLE over 7 days; parent MRV FINANCIAL CORP.
Mrv Banks (#58619) lends in 4 counties across 1 state; Mrv Banks (#58619) reaches 64 ZIP codes: Missouri 4 counties, 64 ZIPs.
Mrv Banks (#58619) largest markets: Jefferson County, MO (25 branches, 25 ZIPs) (#58619), Cape Girardeau County, MO (38 branches, 19 ZIPs) (#58619), St. Charles County, MO (15 branches, 15 ZIPs) (#58619), Ste. Genevieve County, MO (8 branches, 8 ZIPs) (#58619).
Mrv Banks (#58619) reports $803.1 million in total assets; Mrv Banks (#58619) equity $91.7 million (11.4% of Mrv Banks (#58619) assets); Mrv Banks (#58619) domestic deposits $668.5 million; Mrv Banks (#58619) net income $6.4 million; Mrv Banks (#58619) return on assets 1.58%; Mrv Banks (#58619) return on equity 14.53%; Mrv Banks (#58619) net interest income $16.1 million; Mrv Banks (#58619) call report June 30, 2026.
Mrv Banks (#58619) noncurrent real-estate loans 0.75% of its book; Mrv Banks (#58619) net charge-offs on real estate 5.02%; Mrv Banks (#58619) residential charge-offs 8.36%.
Mrv Banks (#58619) net interest margin 4.28% against an eight-quarter Mrv Banks (#58619) average of 4.07% (Mrv Banks (#58619) compression -0.21 points); Mrv Banks (#58619) real-estate loans 74.8% of equity; Mrv Banks (#58619) non-residential real estate 835.8% of equity; Mrv Banks (#58619) rate-exposure score 40/100, Mrv Banks (#58619) fixed-rate trap 40/100; Mrv Banks (#58619) risk type credit driven; Mrv Banks (#58619) rate regime rates elevated, Mrv Banks (#58619) snapshot October 19, 2026.
Mrv Banks (#58619) stress score moved from 51.3 on June 22, 2026 to 54 on October 19, 2026; Mrv Banks (#58619) ranged 51.3 to 54 over 116 snapshots.
Mrv Banks (#58619) alerts: 4 counties; top Mrv Banks (#58619) alert scores: Cape Girardeau County, MO 34 (low); Festus County, MO 19 (low); Saint Charles County, MO 19 (low); Sainte Genevieve County, MO 19 (low).