Atlanta National Bank (FDIC #3601): Bank Stress & Real-Estate Credit Exposure

Atlanta National Bank (FDIC Cert #3601): bank stress 77/100, severe, STABLE over 7 days; parent ANB BCORP INC.

Atlanta National Bank (#3601) lends in 3 counties across 1 state; Atlanta National Bank (#3601) reaches 68 ZIP codes: Illinois 3 counties, 68 ZIPs.

Atlanta National Bank (#3601) largest markets: Mclean County, IL (33 branches, 33 ZIPs) (#3601), Tazewell County, IL (21 branches, 21 ZIPs) (#3601), Logan County, IL (20 branches, 20 ZIPs) (#3601).

Atlanta National Bank (#3601) reports $81.3 million in total assets; Atlanta National Bank (#3601) equity $8.7 million (10.7% of Atlanta National Bank (#3601) assets); Atlanta National Bank (#3601) domestic deposits $69.0 million; Atlanta National Bank (#3601) net income $226,000; Atlanta National Bank (#3601) return on assets 0.56%; Atlanta National Bank (#3601) return on equity 5.23%; Atlanta National Bank (#3601) net interest income $1.4 million; Atlanta National Bank (#3601) call report June 30, 2026.

Atlanta National Bank (#3601) noncurrent real-estate loans: none reported; Atlanta National Bank (#3601) net charge-offs on real estate 0.73%.

Atlanta National Bank (#3601) net interest margin 3.58% against an eight-quarter Atlanta National Bank (#3601) average of 3.37% (Atlanta National Bank (#3601) compression -0.21 points); Atlanta National Bank (#3601) rate-exposure score 40/100, Atlanta National Bank (#3601) fixed-rate trap 40/100; Atlanta National Bank (#3601) risk type credit driven; Atlanta National Bank (#3601) rate regime rates elevated, Atlanta National Bank (#3601) snapshot October 20, 2026.

Atlanta National Bank (#3601) stress score moved from 74.3 on June 22, 2026 to 76.9 on October 20, 2026; Atlanta National Bank (#3601) ranged 74.3 to 76.9 over 117 snapshots.

Atlanta National Bank (#3601) alerts: 3 counties; top Atlanta National Bank (#3601) alert scores: Mclean County, IL 40 (moderate); Atlanta County, IL 26 (low); Pekin County, IL 26 (low).