Midwest Bank (FDIC #3711): Bank Stress & Real-Estate Credit Exposure
Midwest Bank (FDIC Cert #3711): bank stress 76/100, severe, STABLE over 7 days; parent 1870 HOLDINGS INC.
Midwest Bank (#3711) lends in 6 counties across 1 state; Midwest Bank (#3711) reaches 96 ZIP codes: Illinois 6 counties, 96 ZIPs.
Midwest Bank (#3711) largest markets: Knox County, IL (46 branches, 23 ZIPs) (#3711), Rock Island County, IL (42 branches, 21 ZIPs) (#3711), Tazewell County, IL (21 branches, 21 ZIPs) (#3711), Mercer County, IL (18 branches, 18 ZIPs) (#3711), Henderson County, IL (17 branches, 17 ZIPs) (#3711), Warren County, IL (14 branches, 14 ZIPs) (#3711).
Midwest Bank (#3711) reports $736.4 million in total assets; Midwest Bank (#3711) equity $61.1 million (8.3% of Midwest Bank (#3711) assets); Midwest Bank (#3711) domestic deposits $578.1 million; Midwest Bank (#3711) net income $3.6 million; Midwest Bank (#3711) return on assets 1.02%; Midwest Bank (#3711) return on equity 12.09%; Midwest Bank (#3711) net interest income $11.0 million; Midwest Bank (#3711) call report June 30, 2026.
Midwest Bank (#3711) noncurrent real-estate loans: none reported; Midwest Bank (#3711) residential -0.05%; Midwest Bank (#3711) net charge-offs on real estate 0.43%; Midwest Bank (#3711) residential charge-offs 0.02%.
Midwest Bank (#3711) net interest margin 3.38% against an eight-quarter Midwest Bank (#3711) average of 3.03% (Midwest Bank (#3711) compression -0.35 points); Midwest Bank (#3711) non-residential real estate 1.5% of equity; Midwest Bank (#3711) rate-exposure score 40/100, Midwest Bank (#3711) fixed-rate trap 40/100; Midwest Bank (#3711) risk type credit driven; Midwest Bank (#3711) rate regime rates elevated, Midwest Bank (#3711) snapshot October 20, 2026.
Midwest Bank (#3711) stress score moved from 73.7 on June 22, 2026 to 76.1 on October 20, 2026; Midwest Bank (#3711) ranged 73.7 to 76.1 over 117 snapshots.
Midwest Bank (#3711) alerts: 6 counties; top Midwest Bank (#3711) alert scores: Aledo County, IL 26 (low); East Peoria County, IL 26 (low); Galesburg County, IL 26 (low); Moline County, IL 26 (low); Monmouth County, IL 26 (low).