Sooner State Bank (FDIC #402): Bank Stress & Real-Estate Credit Exposure
Sooner State Bank (FDIC Cert #402): bank stress 43/100, contained, STABLE over 7 days; parent TUTTLE BANCSHARES INC.
Sooner State Bank (#402) lends in 4 counties across 1 state; Sooner State Bank (#402) reaches 89 ZIP codes: Oklahoma 4 counties, 89 ZIPs.
Sooner State Bank (#402) largest markets: Oklahoma County, OK (165 branches, 55 ZIPs) (#402), Grady County, OK (14 branches, 14 ZIPs) (#402), Mcclain County, OK (26 branches, 13 ZIPs) (#402), Seminole County, OK (10 branches, 10 ZIPs) (#402).
Sooner State Bank (#402) reports $354.6 million in total assets; Sooner State Bank (#402) equity $41.6 million (11.7% of Sooner State Bank (#402) assets); Sooner State Bank (#402) domestic deposits $311.0 million; Sooner State Bank (#402) net income $3.5 million; Sooner State Bank (#402) return on assets 2.06%; Sooner State Bank (#402) return on equity 17.16%; Sooner State Bank (#402) net interest income $8.0 million; Sooner State Bank (#402) call report June 30, 2026.
Sooner State Bank (#402) noncurrent real-estate loans: none reported; Sooner State Bank (#402) net charge-offs on real estate 0.35%; Sooner State Bank (#402) residential charge-offs 0.19%.
Sooner State Bank (#402) net interest margin 4.93% against an eight-quarter Sooner State Bank (#402) average of 4.80% (Sooner State Bank (#402) compression -0.13 points); Sooner State Bank (#402) non-residential real estate 18.7% of equity; Sooner State Bank (#402) rate-exposure score 40/100, Sooner State Bank (#402) fixed-rate trap 40/100; Sooner State Bank (#402) risk type credit driven; Sooner State Bank (#402) rate regime rates elevated, Sooner State Bank (#402) snapshot October 19, 2026.
Sooner State Bank (#402) stress score moved from 39.9 on June 22, 2026 to 43.3 on October 20, 2026; Sooner State Bank (#402) ranged 39.9 to 43.3 over 117 snapshots.
Sooner State Bank (#402) alerts: 4 counties; top Sooner State Bank (#402) alert scores: Konawa County, OK 17 (low); Newcastle County, OK 17 (low); Oklahoma City County, OK 17 (low); Tuttle County, OK 17 (low).