First Nb&T Co Chickasha Ok (FDIC #4062): Bank Stress & Real-Estate Credit Exposure

First Nb&T Co Chickasha Ok (FDIC Cert #4062): bank stress 39/100, contained, STABLE over 7 days; parent FIRST INDEPENDENT BCORP INC.

First Nb&T Co Chickasha Ok (#4062) lends in 3 counties across 1 state; First Nb&T Co Chickasha Ok (#4062) reaches 79 ZIP codes: Oklahoma 3 counties, 79 ZIPs.

First Nb&T Co Chickasha Ok (#4062) largest markets: Oklahoma County, OK (55 branches, 55 ZIPs) (#4062), Grady County, OK (70 branches, 14 ZIPs) (#4062), Mcclain County, OK (39 branches, 13 ZIPs) (#4062).

First Nb&T Co Chickasha Ok (#4062) reports $1.07 billion in total assets; First Nb&T Co Chickasha Ok (#4062) equity $137.1 million (12.8% of First Nb&T Co Chickasha Ok (#4062) assets); First Nb&T Co Chickasha Ok (#4062) domestic deposits $897.1 million; First Nb&T Co Chickasha Ok (#4062) net income $11.2 million; First Nb&T Co Chickasha Ok (#4062) return on assets 2.10%; First Nb&T Co Chickasha Ok (#4062) return on equity 16.37%; First Nb&T Co Chickasha Ok (#4062) net interest income $18.7 million; First Nb&T Co Chickasha Ok (#4062) call report June 30, 2026.

First Nb&T Co Chickasha Ok (#4062) noncurrent real-estate loans: none reported; First Nb&T Co Chickasha Ok (#4062) net charge-offs on real estate 1.98%; First Nb&T Co Chickasha Ok (#4062) residential charge-offs 3.06%.

First Nb&T Co Chickasha Ok (#4062) net interest margin 3.79% against an eight-quarter First Nb&T Co Chickasha Ok (#4062) average of 3.55% (First Nb&T Co Chickasha Ok (#4062) compression -0.24 points); First Nb&T Co Chickasha Ok (#4062) non-residential real estate 305.8% of equity; First Nb&T Co Chickasha Ok (#4062) rate-exposure score 40/100, First Nb&T Co Chickasha Ok (#4062) fixed-rate trap 40/100; First Nb&T Co Chickasha Ok (#4062) risk type rate trapped; First Nb&T Co Chickasha Ok (#4062) rate regime rates elevated, First Nb&T Co Chickasha Ok (#4062) snapshot October 19, 2026.

First Nb&T Co Chickasha Ok (#4062) stress score moved from 38.8 on June 22, 2026 to 38.7 on October 19, 2026; First Nb&T Co Chickasha Ok (#4062) ranged 38.7 to 38.8 over 116 snapshots.

First Nb&T Co Chickasha Ok (#4062) alerts: 3 counties; top First Nb&T Co Chickasha Ok (#4062) alert scores: Washington County, OK 42 (moderate); Oklahoma City County, OK 16 (low); Tuttle County, OK 16 (low).