Bodcaw Bank (FDIC #5624): Bank Stress & Real-Estate Credit Exposure

Bodcaw Bank (FDIC Cert #5624): bank stress 64/100, elevated, STABLE over 7 days; parent BODCAW BANCSHARES INC.

Bodcaw Bank (#5624) lends in 3 counties across 2 states; Bodcaw Bank (#5624) reaches 21 ZIP codes: Arkansas 2 counties, 11 ZIPs; Texas 1 county, 10 ZIPs.

Bodcaw Bank (#5624) largest markets: Bowie County, TX (10 branches, 10 ZIPs) (#5624), Columbia County, AR (7 branches, 7 ZIPs) (#5624), Lafayette County, AR (6 branches, 6 ZIPs) (#5624).

Bodcaw Bank (#5624) reports $247.3 million in total assets; Bodcaw Bank (#5624) equity $26.2 million (10.6% of Bodcaw Bank (#5624) assets); Bodcaw Bank (#5624) domestic deposits $220.4 million; Bodcaw Bank (#5624) net income $1.5 million; Bodcaw Bank (#5624) return on assets 1.21%; Bodcaw Bank (#5624) return on equity 11.79%; Bodcaw Bank (#5624) net interest income $5.3 million; Bodcaw Bank (#5624) call report June 30, 2026.

Bodcaw Bank (#5624) noncurrent real-estate loans: none reported; Bodcaw Bank (#5624) net charge-offs on real estate 1.23%; Bodcaw Bank (#5624) residential charge-offs 1.88%.

Bodcaw Bank (#5624) net interest margin 4.55% against an eight-quarter Bodcaw Bank (#5624) average of 4.35% (Bodcaw Bank (#5624) compression -0.20 points); Bodcaw Bank (#5624) non-residential real estate 188.1% of equity; Bodcaw Bank (#5624) rate-exposure score 40/100, Bodcaw Bank (#5624) fixed-rate trap 40/100; Bodcaw Bank (#5624) risk type credit driven; Bodcaw Bank (#5624) rate regime rates elevated, Bodcaw Bank (#5624) snapshot October 19, 2026.

Bodcaw Bank (#5624) stress score moved from 64.1 on June 22, 2026 to 64.2 on October 19, 2026; Bodcaw Bank (#5624) ranged 64.1 to 64.2 over 116 snapshots.

Bodcaw Bank (#5624) alerts: 3 counties; top Bodcaw Bank (#5624) alert scores: Magnolia County, AR 21 (low); Stamps County, AR 21 (low); Texarkana County, AR 21 (low).