Brannen Bank (FDIC #5676): Bank Stress & Real-Estate Credit Exposure

Brannen Bank (FDIC Cert #5676): bank stress 62/100, elevated, STABLE over 7 days; parent BRANNEN BANKS OF FLORIDA INC.

Brannen Bank (#5676) lends in 3 counties across 1 state; Brannen Bank (#5676) reaches 62 ZIP codes: Florida 3 counties, 62 ZIPs.

Brannen Bank (#5676) largest markets: Marion County, FL (34 branches, 34 ZIPs) (#5676), Citrus County, FL (153 branches, 17 ZIPs) (#5676), Hernando County, FL (24 branches, 12 ZIPs) (#5676).

Brannen Bank (#5676) reports $1.03 billion in total assets; Brannen Bank (#5676) equity $37.0 million (3.6% of Brannen Bank (#5676) assets); Brannen Bank (#5676) domestic deposits $991.9 million; Brannen Bank (#5676) net income $10.2 million; Brannen Bank (#5676) return on assets 1.97%; Brannen Bank (#5676) return on equity 57.25%; Brannen Bank (#5676) net interest income $18.1 million; Brannen Bank (#5676) call report June 30, 2026.

Brannen Bank (#5676) noncurrent real-estate loans: none reported; Brannen Bank (#5676) net charge-offs on real estate 0.46%; Brannen Bank (#5676) residential charge-offs 0.02%.

Brannen Bank (#5676) net interest margin 3.53% against an eight-quarter Brannen Bank (#5676) average of 3.59% (Brannen Bank (#5676) compression 0.06 points); Brannen Bank (#5676) non-residential real estate 1.5% of equity; Brannen Bank (#5676) rate-exposure score 40/100, Brannen Bank (#5676) fixed-rate trap 40/100; Brannen Bank (#5676) risk type credit driven; Brannen Bank (#5676) rate regime rates elevated, Brannen Bank (#5676) snapshot October 19, 2026.

Brannen Bank (#5676) stress score moved from 62.3 on June 22, 2026 to 62 on October 19, 2026; Brannen Bank (#5676) ranged 62 to 62.3 over 116 snapshots.

Brannen Bank (#5676) alerts: 3 counties; top Brannen Bank (#5676) alert scores: Brooksville County, FL 24 (low); Dunnellon County, FL 24 (low); Inverness County, FL 24 (low).