Bank Of Botetourt (FDIC #6137): Bank Stress & Real-Estate Credit Exposure
Bank Of Botetourt (FDIC Cert #6137): bank stress 52/100, moderate, STABLE over 7 days.
Bank Of Botetourt (#6137) lends in 7 counties across 1 state; Bank Of Botetourt (#6137) reaches 66 ZIP codes: Virginia 7 counties, 66 ZIPs.
Bank Of Botetourt (#6137) largest markets: Bedford County, VA (19 branches, 19 ZIPs) (#6137), Franklin County, VA (16 branches, 16 ZIPs) (#6137), Roanoke County, VA (56 branches, 14 ZIPs) (#6137), Rockbridge County, VA (26 branches, 13 ZIPs) (#6137), Botetourt County, VA (48 branches, 12 ZIPs) (#6137), Roanoke County, VA (11 branches, 11 ZIPs) (#6137).
Bank Of Botetourt (#6137) reports $939.4 million in total assets; Bank Of Botetourt (#6137) equity $101.0 million (10.8% of Bank Of Botetourt (#6137) assets); Bank Of Botetourt (#6137) domestic deposits $821.5 million; Bank Of Botetourt (#6137) net income $8.4 million; Bank Of Botetourt (#6137) return on assets 1.80%; Bank Of Botetourt (#6137) return on equity 17.31%; Bank Of Botetourt (#6137) net interest income $18.0 million; Bank Of Botetourt (#6137) call report June 30, 2026.
Bank Of Botetourt (#6137) noncurrent real-estate loans: none reported; Bank Of Botetourt (#6137) net charge-offs on real estate 0.21%.
Bank Of Botetourt (#6137) net interest margin 4.07% against an eight-quarter Bank Of Botetourt (#6137) average of 3.73% (Bank Of Botetourt (#6137) compression -0.34 points); Bank Of Botetourt (#6137) rate-exposure score 40/100, Bank Of Botetourt (#6137) fixed-rate trap 40/100; Bank Of Botetourt (#6137) risk type credit driven; Bank Of Botetourt (#6137) rate regime rates elevated, Bank Of Botetourt (#6137) snapshot October 19, 2026.
Bank Of Botetourt (#6137) stress score moved from 61.7 on June 22, 2026 to 52 on October 19, 2026; Bank Of Botetourt (#6137) ranged 52 to 61.7 over 116 snapshots.
Bank Of Botetourt (#6137) alerts: 7 counties; top Bank Of Botetourt (#6137) alert scores: Lexington County, VA 40 (moderate); Salem County, VA 38 (moderate); Roanoke County, VA 37 (moderate); Moneta County, VA 19 (low); Rocky Mount County, VA 19 (low).