Vinton County National Bank (FDIC #6636): Bank Stress & Real-Estate Credit Exposure
Vinton County National Bank (FDIC Cert #6636): bank stress 63/100, elevated, STABLE over 7 days; parent COMMUNITY BANCSHARES INC.
Vinton County National Bank (#6636) lends in 8 counties across 1 state; Vinton County National Bank (#6636) reaches 136 ZIP codes: Ohio 8 counties, 136 ZIPs.
Vinton County National Bank (#6636) largest markets: Franklin County, OH (100 branches, 50 ZIPs) (#6636), Licking County, OH (30 branches, 30 ZIPs) (#6636), Fairfield County, OH (57 branches, 19 ZIPs) (#6636), Pickaway County, OH (51 branches, 17 ZIPs) (#6636), Hocking County, OH (32 branches, 16 ZIPs) (#6636), Ross County, OH (48 branches, 16 ZIPs) (#6636).
Vinton County National Bank (#6636) reports $1.59 billion in total assets; Vinton County National Bank (#6636) equity $167.3 million (10.5% of Vinton County National Bank (#6636) assets); Vinton County National Bank (#6636) domestic deposits $1.39 billion; Vinton County National Bank (#6636) net income $10.1 million; Vinton County National Bank (#6636) return on assets 1.29%; Vinton County National Bank (#6636) return on equity 12.43%; Vinton County National Bank (#6636) net interest income $29.2 million; Vinton County National Bank (#6636) call report June 30, 2026.
Vinton County National Bank (#6636) noncurrent real-estate loans: none reported; Vinton County National Bank (#6636) net charge-offs on real estate 0.28%; Vinton County National Bank (#6636) residential charge-offs 0.12%.
Vinton County National Bank (#6636) net interest margin 3.88% against an eight-quarter Vinton County National Bank (#6636) average of 3.43% (Vinton County National Bank (#6636) compression -0.44 points); Vinton County National Bank (#6636) real-estate loans 0.5% of equity; Vinton County National Bank (#6636) non-residential real estate 12.0% of equity; Vinton County National Bank (#6636) rate-exposure score 40/100, Vinton County National Bank (#6636) fixed-rate trap 40/100; Vinton County National Bank (#6636) risk type credit driven; Vinton County National Bank (#6636) rate regime rates elevated, Vinton County National Bank (#6636) snapshot October 20, 2026.
Vinton County National Bank (#6636) stress score moved from 63 on June 22, 2026 to 62.9 on October 20, 2026; Vinton County National Bank (#6636) ranged 62.9 to 63 over 117 snapshots.
Vinton County National Bank (#6636) alerts: 8 counties; top Vinton County National Bank (#6636) alert scores: Logan County, OH 45 (moderate); Jackson County, OH 35 (moderate); Commercial Point County, OH 22 (low); Grove City County, OH 22 (low); Lancaster County, OH 22 (low).