Apple Creek Banking Co (FDIC #737): Bank Stress & Real-Estate Credit Exposure

Apple Creek Banking Co (FDIC Cert #737): bank stress 69/100, elevated, STABLE over 7 days; parent APPLE CREEK BANC CORP.

Apple Creek Banking Co (#737) lends in 3 counties across 1 state; Apple Creek Banking Co (#737) reaches 96 ZIP codes: Ohio 3 counties, 96 ZIPs.

Apple Creek Banking Co (#737) largest markets: Stark County, OH (86 branches, 43 ZIPs) (#737), Summit County, OH (43 branches, 43 ZIPs) (#737), Wayne County, OH (75 branches, 25 ZIPs) (#737).

Apple Creek Banking Co (#737) reports $270.6 million in total assets; Apple Creek Banking Co (#737) equity $23.7 million (8.8% of Apple Creek Banking Co (#737) assets); Apple Creek Banking Co (#737) domestic deposits $243.4 million; Apple Creek Banking Co (#737) net income $1.7 million; Apple Creek Banking Co (#737) return on assets 1.32%; Apple Creek Banking Co (#737) return on equity 14.92%; Apple Creek Banking Co (#737) net interest income $6.3 million; Apple Creek Banking Co (#737) call report June 30, 2026.

Apple Creek Banking Co (#737) noncurrent real-estate loans: none reported; Apple Creek Banking Co (#737) net charge-offs on real estate 0.00%.

Apple Creek Banking Co (#737) net interest margin 5.02% against an eight-quarter Apple Creek Banking Co (#737) average of 4.60% (Apple Creek Banking Co (#737) compression -0.43 points); Apple Creek Banking Co (#737) rate-exposure score 40/100, Apple Creek Banking Co (#737) fixed-rate trap 40/100; Apple Creek Banking Co (#737) risk type credit driven; Apple Creek Banking Co (#737) rate regime rates elevated, Apple Creek Banking Co (#737) snapshot October 19, 2026.

Apple Creek Banking Co (#737) stress score moved from 65.1 on June 22, 2026 to 68.6 on October 19, 2026; Apple Creek Banking Co (#737) ranged 65.1 to 68.6 over 116 snapshots.

Apple Creek Banking Co (#737) alerts: 3 counties; top Apple Creek Banking Co (#737) alert scores: Akron County, OH 24 (low); Canal Fulton County, OH 24 (low); Wooster County, OH 24 (low).