First Federal Cmty Bank NA (FDIC #29787): Bank Stress & Real-Estate Credit Exposure

First Federal Cmty Bank NA (FDIC Cert #29787): bank stress 58/100, moderate, STABLE over 7 days; parent FFD FINANCIAL CORP.

First Federal Cmty Bank NA (#29787) lends in 3 counties across 1 state; First Federal Cmty Bank NA (#29787) reaches 80 ZIP codes: Ohio 3 counties, 80 ZIPs.

First Federal Cmty Bank NA (#29787) largest markets: Stark County, OH (43 branches, 43 ZIPs) (#29787), Tuscarawas County, OH (135 branches, 27 ZIPs) (#29787), Holmes County, OH (38 branches, 19 ZIPs) (#29787).

First Federal Cmty Bank NA (#29787) reports $994.6 million in total assets; First Federal Cmty Bank NA (#29787) equity $87.1 million (8.8% of First Federal Cmty Bank NA (#29787) assets); First Federal Cmty Bank NA (#29787) domestic deposits $897.2 million; First Federal Cmty Bank NA (#29787) net income $8.7 million; First Federal Cmty Bank NA (#29787) return on assets 1.86%; First Federal Cmty Bank NA (#29787) return on equity 20.97%; First Federal Cmty Bank NA (#29787) net interest income $17.4 million; First Federal Cmty Bank NA (#29787) call report June 30, 2026.

First Federal Cmty Bank NA (#29787) noncurrent real-estate loans: none reported; First Federal Cmty Bank NA (#29787) net charge-offs on real estate 0.08%; First Federal Cmty Bank NA (#29787) residential charge-offs 0.01%.

First Federal Cmty Bank NA (#29787) net interest margin 3.97% against an eight-quarter First Federal Cmty Bank NA (#29787) average of 3.72% (First Federal Cmty Bank NA (#29787) compression -0.24 points); First Federal Cmty Bank NA (#29787) non-residential real estate 0.6% of equity; First Federal Cmty Bank NA (#29787) rate-exposure score 40/100, First Federal Cmty Bank NA (#29787) fixed-rate trap 40/100; First Federal Cmty Bank NA (#29787) risk type credit driven; First Federal Cmty Bank NA (#29787) rate regime rates elevated, First Federal Cmty Bank NA (#29787) snapshot October 20, 2026.

First Federal Cmty Bank NA (#29787) stress score moved from 58.2 on June 22, 2026 to 57.8 on October 20, 2026; First Federal Cmty Bank NA (#29787) ranged 57.8 to 58.2 over 117 snapshots.

First Federal Cmty Bank NA (#29787) alerts: 3 counties; top First Federal Cmty Bank NA (#29787) alert scores: Canton County, OH 22 (low); Mount Hope County, OH 22 (low); Uhrichsville County, OH 22 (low).