Primebank (FDIC #8101): Bank Stress & Real-Estate Credit Exposure

Primebank (FDIC Cert #8101): bank stress 45/100, moderate, STABLE over 7 days; parent PRIMEBANK INC.

Primebank (#8101) lends in 3 counties across 1 state; Primebank (#8101) reaches 52 ZIP codes: Iowa 3 counties, 52 ZIPs.

Primebank (#8101) largest markets: Woodbury County, IA (52 branches, 26 ZIPs) (#8101), Sioux County, IA (19 branches, 19 ZIPs) (#8101), Plymouth County, IA (15 branches, 15 ZIPs) (#8101).

Primebank (#8101) reports $800.6 million in total assets; Primebank (#8101) equity $85.4 million (10.7% of Primebank (#8101) assets); Primebank (#8101) domestic deposits $692.5 million; Primebank (#8101) net income $8.4 million; Primebank (#8101) return on assets 2.15%; Primebank (#8101) return on equity 20.35%; Primebank (#8101) net interest income $14.1 million; Primebank (#8101) call report June 30, 2026.

Primebank (#8101) noncurrent real-estate loans 0.01% of its book; Primebank (#8101) net charge-offs on real estate 1.86%.

Primebank (#8101) net interest margin 3.71% against an eight-quarter Primebank (#8101) average of 3.24% (Primebank (#8101) compression -0.46 points); Primebank (#8101) real-estate loans 0.6% of equity; Primebank (#8101) rate-exposure score 40/100, Primebank (#8101) fixed-rate trap 40/100; Primebank (#8101) risk type credit driven; Primebank (#8101) rate regime rates elevated, Primebank (#8101) snapshot October 19, 2026.

Primebank (#8101) stress score moved from 46.7 on June 22, 2026 to 45.3 on October 19, 2026; Primebank (#8101) ranged 45.3 to 46.7 over 116 snapshots.

Primebank (#8101) alerts: 3 counties; top Primebank (#8101) alert scores: Le Mars County, IA 18 (low); Sioux Center County, IA 18 (low); Sioux City County, IA 18 (low).