Hebron Savings Bank (FDIC #8811): Bank Stress & Real-Estate Credit Exposure
Hebron Savings Bank (FDIC Cert #8811): bank stress 47/100, moderate, STABLE over 7 days; parent HSB BCORP INC.
Hebron Savings Bank (#8811) lends in 4 counties across 1 state; Hebron Savings Bank (#8811) reaches 54 ZIP codes: Maryland 4 counties, 54 ZIPs.
Hebron Savings Bank (#8811) largest markets: Dorchester County, MD (57 branches, 19 ZIPs) (#8811), Wicomico County, MD (112 branches, 16 ZIPs) (#8811), Worcester County, MD (24 branches, 12 ZIPs) (#8811), Somerset County, MD (22 branches, 11 ZIPs) (#8811).
Hebron Savings Bank (#8811) reports $838.8 million in total assets; Hebron Savings Bank (#8811) equity $107.2 million (12.8% of Hebron Savings Bank (#8811) assets); Hebron Savings Bank (#8811) domestic deposits $723.0 million; Hebron Savings Bank (#8811) net income $6.9 million; Hebron Savings Bank (#8811) return on assets 1.68%; Hebron Savings Bank (#8811) return on equity 13.21%; Hebron Savings Bank (#8811) net interest income $18.3 million; Hebron Savings Bank (#8811) call report June 30, 2026.
Hebron Savings Bank (#8811) noncurrent real-estate loans: none reported; Hebron Savings Bank (#8811) residential -0.10%; Hebron Savings Bank (#8811) net charge-offs on real estate 0.09%.
Hebron Savings Bank (#8811) net interest margin 4.73% against an eight-quarter Hebron Savings Bank (#8811) average of 4.68% (Hebron Savings Bank (#8811) compression -0.05 points); Hebron Savings Bank (#8811) rate-exposure score 40/100, Hebron Savings Bank (#8811) fixed-rate trap 40/100; Hebron Savings Bank (#8811) risk type credit driven; Hebron Savings Bank (#8811) rate regime rates elevated, Hebron Savings Bank (#8811) snapshot October 19, 2026.
Hebron Savings Bank (#8811) stress score moved from 45.2 on June 22, 2026 to 47.2 on October 19, 2026; Hebron Savings Bank (#8811) ranged 45.2 to 47.2 over 116 snapshots.
Hebron Savings Bank (#8811) alerts: 4 counties; top Hebron Savings Bank (#8811) alert scores: Pocomoke City County, MD 18 (low); Princess Anne County, MD 18 (low); Sharptown County, MD 18 (low); Vienna County, MD 18 (low).