Aiken County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Aiken County, SC distress report, 2026: 23 ZIPs scored in Aiken, SC, Aiken, SC average 33/100; the top Aiken, SC ZIP is 29137 at 36/100; Aiken, SC market phase neutral, Aiken, SC prices +4.9% year over year.
- Aiken, SC ranks #269 nationally (opportunity index); Aiken, SC #11 in South Carolina; Aiken, SC index 35.0.
- Aiken, SC ninety-day mortgage delinquency 1.0% in December 2025; Aiken, SC twelve-month change +0.4%.
- Aiken, SC ZIP phases: 17 neutral, 5 peak, 1 expansion.
- Aiken, SC residential listings tracked: 75 across 17 ZIPs; Aiken, SC candidate listings 29.
- Aiken, SC HUD assisted properties: 16 with 744 units.
- Aiken, SC lenders on watch: 4; largest Aiken, SC footprint Security Federal Bank (9 branches).
- Aiken, SC most distressed ZIP: 29137 at 36/100.
Aiken, SC figures: DLRadar distress index; Aiken, SC inputs: CFPB, FHFA, HUD, FDIC; Aiken, SC rebuilt as sources refresh.
| Rank | Aiken, SC ZIP | Score |
|---|---|---|
| 1 | 29137 | 36/100 |
| 2 | 29146 | 36/100 |
| 3 | 29164 | 35/100 |
| 4 | 29801 | 35/100 |
| 5 | 29803 | 35/100 |
| 6 | 29805 | 35/100 |
| 7 | 29809 | 35/100 |
| 8 | 29816 | 35/100 |
| 9 | 29828 | 35/100 |
| 10 | 29829 | 35/100 |
| 11 | 29831 | 35/100 |
| 12 | 29834 | 35/100 |
Most distressed Aiken, SC ZIPs (0-100, 2026)
Mortgage delinquency in Aiken, SC
1.0% of Aiken, SC mortgages were ninety-plus days late (Aiken, SC, December 2025); Aiken, SC thirty-to-eighty-nine days late: 2.5%; Aiken, SC twelve-month change +0.4%; Aiken, SC peak since 2008: 3.8% (December 2012); South Carolina overall 1.2%. Aiken, SC ninety-day series: Dec 24 0.6, Jan 25 1.5, Feb 25 1.4 (Aiken, SC), Mar 25 1.4, Apr 25 1.5, May 25 1.3 (Aiken, SC), Jun 25 1.4, Jul 25 1.2, Aug 25 1.3 (Aiken, SC), Sep 25 0.7, Oct 25 1.1, Nov 25 1.0 (Aiken, SC), Dec 25 1.0.
Opportunity index: Aiken, SC
Aiken, SC index 35.0, Aiken, SC phase peak_opportunity; Aiken, SC primary driver construction, Aiken, SC second driver vacancy. Aiken, SC components: property stress 24.1, foreclosure pressure 23.5, listing discounts 38.9, bank stress 58.3, insurance 0.0; Aiken, SC pulse 39.1; Aiken, SC capital opportunity 28.8; Aiken, SC seven-day change -0.1%.
ZIP market phases inside Aiken, SC
23 Aiken, SC ZIPs carry a price-cycle phase; Aiken, SC ZIPs by phase (Aiken, SC), deepest drawdown first: neutral, +4.9% YoY, 0.5% off peak (Aiken, SC): 29860, 29164, 29801, 29803, Aiken, SC 29805, 29809, 29816, 29828, Aiken, SC 29829, 29831, 29834, 29841, Aiken, SC 29842, 29847, 29851, 29856.
Residential listings by Aiken, SC ZIP
Aiken, SC ZIPs with the most tracked Aiken, SC residential listings: 29841 20 listings, 8 candidates, bank pressure 67; 29803 14 listings, 5 candidates, bank pressure 67; 29801 9 listings, 2 candidates, bank pressure 67; 29829 8 listings, 2 candidates, bank pressure 67 (Aiken, SC); 29851 7 listings, 4 candidates, bank pressure 67; 29164 5 listings, 1 candidates, bank pressure 67; 29809 5 listings, 5 candidates, bank pressure 67; 29842 3 listings, 1 candidates, bank pressure 67. Aiken, SC totals: 75 listings; Aiken, SC candidates 29; active ZIPs 2.
HUD assisted housing in Aiken, SC
16 assisted properties with 744 units sit in Aiken, SC; largest Aiken, SC properties: The Summits (Graniteville) 120 units; Clearwater Village (Clearwater) 104 units, 104 assisted; Trotters Run Apts. (Aiken) 96 units in Aiken, SC; Ridgeview Manor Apartments (North Augusta) 88 units; Croft House (Aiken) 60 units, 60 assisted; Crosland Apartments (Aiken) 56 units, 56 assisted.
Lenders with branches in Aiken, SC
Aiken, SC lenders by branch count: Security Federal Bank (Aiken, SC): stress 74, 9 branches low in Aiken, SC; Southern Bank (Aiken, SC): stress 96, 1 branch elevated in Aiken, SC; Coastal Carolina Nb (Aiken, SC): stress 73, 1 branch moderate in Aiken, SC; First Community Bank (Aiken, SC): stress 66, 1 branch moderate in Aiken, SC.
Vacancy and permits, Aiken, SC
10,092 of 80,008 Aiken, SC housing units are vacant; Aiken, SC permits, twelve months: 0 multifamily units in Aiken, SC, 1,560 one-to-four unit units.
Work Aiken, SC at the parcel level
Every Aiken, SC parcel carries owner and address; every Aiken, SC parcel carries APN; Aiken, SC distress scores sit on the Aiken, SC live board.
Aiken, SC figures refresh with each source.
Aiken, SC questions
Most distressed ZIP code in Aiken County, SC?
ZIP 29137 leads Aiken, SC at 36/100; next in Aiken, SC: 29146 at 36/100; the Aiken, SC average is 33/100.
Where does Aiken County, SC rank for investment opportunity?
Aiken, SC is #269 among all ranked counties, #11 in South Carolina; the Aiken, SC driver is construction; Aiken, SC moved up 42 places.
How many mortgages are delinquent in Aiken County, SC?
1.0% of Aiken, SC mortgages were ninety-plus days late in December 2025; the Aiken, SC peak since 2008 was 3.8%.
Which banks lend in Aiken County, SC?
4 watched lenders hold Aiken, SC branches; the largest Aiken, SC footprints are Security Federal Bank (9), Southern Bank (1), Coastal Carolina Nb (1).
More on Aiken, SC
Aiken County, SC distress report: public-record figures for Aiken, SC; not legal advice for Aiken, SC; not tax or investment advice; verify every Aiken, SC record before acting.