Albemarle County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Albemarle County, Virginia? DLRadar grades every Albemarle County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Albemarle County breakdown.
- Albemarle County's most distressed ZIP is 22911 at 29/100.
- 24 ZIP codes tracked in Albemarle County, averaging 25/100 distress.
- Albemarle County reads peak — home values up 3.6% year over year.
- Vacancy runs 14.2% across Albemarle County's tracked ZIPs, with a 8.3% poverty rate.
- The typical Albemarle County home is worth about $497,196 against a ~$98,005 median income.
- Lending headwind in Albemarle County sits at 58/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22911 | 29/100 |
| 2 | 22931 | 29/100 |
| 3 | 22932 | 29/100 |
| 4 | 22936 | 29/100 |
| 5 | 22937 | 29/100 |
| 6 | 22943 | 29/100 |
| 7 | 22946 | 29/100 |
| 8 | 22959 | 29/100 |
| 9 | 22901 | 28/100 |
| 10 | 22902 | 28/100 |
| 11 | 22903 | 28/100 |
| 12 | 22904 | 28/100 |
Most distressed ZIP codes in Albemarle County (composite distress 0-100, 2026)
What is driving Albemarle County distress
Nothing here is estimated: Albemarle County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Albemarle County market phase and pricing
Phase for Albemarle County: peak (+3.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Albemarle County
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Frequently asked questions
Which Albemarle County ZIP scores worst for distress?
ZIP 22911 leads Albemarle County at 29/100, recomputed monthly from public records.
Where is Albemarle County in the housing cycle?
Albemarle County reads peak, with home prices up 3.6% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Albemarle County scores?
Each Albemarle County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 24 local ZIPs and every other county in the country.
How much do distress scores vary between Albemarle County ZIP codes?
A single county score papers over real variation. Across the Albemarle County ZIPs DLRadar ranks, scores run from 29/100 in 22911 down to 28/100 in 22904, against a Albemarle County average of 25/100. That 1-point gap is why acquisition targeting in Albemarle County works at ZIP level rather than county level.
What do Albemarle County home values and vacancy say about distressed supply?
The typical Albemarle County home carries about $497,196 of value against a median household income near $98,005. Vacancy across Albemarle County's tracked ZIPs runs 14.2% and the poverty rate is 8.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Albemarle County's foreclosure and tax-lien record and its 58/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.