Bailey County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bailey County, Texas? DLRadar grades every Bailey County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Bailey County breakdown.
- Bailey County's most distressed ZIP is 79325 at 21/100.
- 6 ZIP codes tracked in Bailey County, averaging 19/100 distress.
- Bailey County reads peak — home values up 2.0% year over year.
- Vacancy runs 22% across Bailey County's tracked ZIPs, with a 30.1% poverty rate.
- The typical Bailey County home is worth about $104,700 against a ~$64,383 median income.
- Lending headwind in Bailey County sits at 0/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79325 | 21/100 |
| 2 | 79324 | 19/100 |
| 3 | 79344 | 19/100 |
| 4 | 79347 | 19/100 |
| 5 | 79371 | 19/100 |
| 6 | 79346 | 16/100 |
Most distressed ZIP codes in Bailey County (composite distress 0-100, 2026)
What is driving Bailey County distress
Bailey County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Bailey County market phase and pricing
Bailey County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Bailey County
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Questions about this county
Which part of Bailey County, TX scores highest for distress?
ZIP 79325 leads Bailey County at 21/100, recomputed monthly from public records.
What stage of the price cycle is Bailey County at?
Bailey County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Where does the Bailey County data come from?
Every Bailey County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Bailey County ZIP codes that it runs on every other U.S. county, so Bailey County's numbers are directly comparable to any other market.
How much do distress scores vary between Bailey County ZIP codes?
One county number flattens a wide range. Across the Bailey County ZIPs DLRadar ranks, scores run from 21/100 in 79325 down to 16/100 in 79346, against a Bailey County average of 19/100. Those 5 points separate the ZIPs worth working in Bailey County from the rest.
What do Bailey County home values and vacancy say about distressed supply?
The typical Bailey County home carries about $104,700 of value against a median household income near $64,383. Vacancy across Bailey County's tracked ZIPs runs 22% and the poverty rate is 30.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Bailey County's foreclosure and lien filings and its 0/100 lending headwind.
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Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.