Bath County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bath County, VA distress report, 2026: 7 ZIPs scored in Bath, VA, Bath, VA average 6/100; the top Bath, VA ZIP is 24432 at 24/100; Bath, VA market phase expansion, Bath, VA prices +5.5% year over year.
- Bath, VA ranks #2,197 nationally (opportunity index); Bath, VA #63 in Virginia; Bath, VA index 27.0.
- Bath, VA: no CFPB county sample; Bath, VA non-metro area reading 1.2%.
- Bath, VA ZIP phases: 7 expansion.
- Bath, VA residential listings tracked: 4 across 4 ZIPs; Bath, VA candidate listings 4.
- Bath, VA HUD assisted properties: 1 with 6 units.
- Bath, VA lenders on watch: 2; largest Bath, VA footprint Highlands Community Bank (1 branch).
- Bath, VA most distressed ZIP: 24432 at 24/100.
Bath, VA figures: DLRadar distress index; Bath, VA inputs: CFPB, FHFA, HUD, FDIC; Bath, VA rebuilt as sources refresh.
| Rank | Bath, VA ZIP | Score |
|---|---|---|
| 1 | 24432 | 24/100 |
| 2 | 24422 | 10/100 |
| 3 | 24445 | 3/100 |
| 4 | 24412 | 1/100 |
| 5 | 24460 | 1/100 |
| 6 | 24484 | 1/100 |
| 7 | 24487 | 1/100 |
Most distressed Bath, VA ZIPs (0-100, 2026)
Mortgage delinquency around Bath, VA
No CFPB county sample covers Bath, VA; the non-metro area reading for Bath, VA: 1.2% ninety-plus; Bath, VA area thirty-to-eighty-nine 3.0% (December 2025, Bath, VA); Virginia overall 0.8%.
Opportunity index: Bath, VA
Bath, VA index 27.0, Bath, VA phase weak; Bath, VA primary driver vacancy, Bath, VA second driver bank institutional. Bath, VA components: property stress 20.3, foreclosure pressure 21.6, listing discounts 20.0, bank stress 49.8, insurance 0.0; Bath, VA pulse 30.3; Bath, VA capital opportunity 22.1.
ZIP market phases inside Bath, VA
7 Bath, VA ZIPs carry a price-cycle phase; Bath, VA ZIPs by phase (Bath, VA), deepest drawdown first: expansion, +5.5% YoY (Bath, VA): 24412, 24445, 24460, 24484, Bath, VA 24487; expansion, +5.4% YoY (Bath, VA): 24422; expansion, +6.4% YoY (Bath, VA): 24432.
Residential listings by Bath, VA ZIP
Bath, VA ZIPs with the most tracked Bath, VA residential listings: 24445 3 listings, 3 candidates, bank pressure 71; 24484 1 listings, 1 candidates, bank pressure 69; 24412 0 listings, 0 candidates, bank pressure 68; 24460 0 listings, 0 candidates, bank pressure 68 (Bath, VA). Bath, VA totals: 4 listings; Bath, VA candidates 4; active ZIPs 0.
HUD assisted housing in Bath, VA
1 assisted properties with 6 units sit in Bath, VA; largest Bath, VA properties: Wellman House (Millboro) 6 units, 6 assisted.
Lenders with branches in Bath, VA
Bath, VA lenders by branch count: Highlands Community Bank (Bath, VA): stress 80, 1 branch low in Bath, VA; Burke&Herbert Bank&Trust Co (Bath, VA): stress 62, 1 branch low in Bath, VA.
Vacancy and permits, Bath, VA
1,406 of 3,228 Bath, VA housing units are vacant; Bath, VA permits, twelve months: 0 multifamily units in Bath, VA, 19 one-to-four unit units.
Work Bath, VA at the parcel level
Every Bath, VA parcel carries owner and address; every Bath, VA parcel carries APN; Bath, VA distress scores sit on the Bath, VA live board.
Bath, VA figures refresh with each source.
Bath, VA questions
Most distressed ZIP code in Bath County, VA?
ZIP 24432 leads Bath, VA at 24/100; next in Bath, VA: 24422 at 10/100; the Bath, VA average is 6/100.
Where does Bath County, VA rank for investment opportunity?
Bath, VA is #2,197 among all ranked counties, #63 in Virginia; the Bath, VA driver is vacancy; Bath, VA moved up 44 places.
How many mortgages are delinquent in Bath County, VA?
Bath, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Bath, VA.
Which banks lend in Bath County, VA?
2 watched lenders hold Bath, VA branches; the largest Bath, VA footprints are Highlands Community Bank (1), Burke&Herbert Bank&Trust Co (1).
More on Bath, VA
Bath County, VA distress report: public-record figures for Bath, VA; not legal advice for Bath, VA; not tax or investment advice; verify every Bath, VA record before acting.