Baylor County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Baylor County, TX distress report, 2026: 2 ZIPs scored in Baylor, TX, Baylor, TX average 13/100; the top Baylor, TX ZIP is 76360 at 18/100; Baylor, TX market phase peak, Baylor, TX prices +2.0% year over year.
- Baylor, TX ranks #1,007 nationally (opportunity index); Baylor, TX #112 in Texas; Baylor, TX index 31.1.
- Baylor, TX: no CFPB county sample; Baylor, TX non-metro area reading 1.4%.
- Baylor, TX ZIP phases: 2 peak.
- Baylor, TX residential listings tracked: 0 across 1 ZIPs; Baylor, TX candidate listings 0.
- Baylor, TX lenders on watch: 2; largest Baylor, TX footprint Cornerstone Capital Bank Ssb (1 branch).
- Baylor, TX most distressed ZIP: 76360 at 18/100.
Baylor, TX figures: DLRadar distress index; Baylor, TX inputs: CFPB, FHFA, HUD, FDIC; Baylor, TX rebuilt as sources refresh.
| Rank | Baylor, TX ZIP | Score |
|---|---|---|
| 1 | 76360 | 18/100 |
| 2 | 76380 | 8/100 |
Most distressed Baylor, TX ZIPs (0-100, 2026)
Mortgage delinquency around Baylor, TX
No CFPB county sample covers Baylor, TX; the non-metro area reading for Baylor, TX: 1.4% ninety-plus; Baylor, TX area thirty-to-eighty-nine 3.5% (December 2025, Baylor, TX); Texas overall 1.2%.
Opportunity index: Baylor, TX
Baylor, TX index 31.1, Baylor, TX phase early_signal; Baylor, TX primary driver vacancy, Baylor, TX second driver bank institutional. Baylor, TX components: property stress 21.0, foreclosure pressure 21.6, bank stress 64.7, insurance 0.0; Baylor, TX pulse 37.7; Baylor, TX capital opportunity 21.3.
ZIP market phases inside Baylor, TX
2 Baylor, TX ZIPs carry a price-cycle phase; Baylor, TX ZIPs by phase (Baylor, TX), deepest drawdown first: peak, +0.9% YoY, 1.4% off peak (Baylor, TX): 76360; peak, +2.0% YoY (Baylor, TX): 76380.
Residential listings by Baylor, TX ZIP
Baylor, TX ZIPs with the most tracked Baylor, TX residential listings: 76380 0 listings, 0 candidates, bank pressure 68. Baylor, TX totals: 0 listings; Baylor, TX candidates 0; active ZIPs 0.
Lenders with branches in Baylor, TX
Baylor, TX lenders by branch count: Cornerstone Capital Bank Ssb (Baylor, TX): stress 85, 1 branch low in Baylor, TX; Herring Bank (Baylor, TX): stress 85, 1 branch low in Baylor, TX.
Vacancy and permits, Baylor, TX
660 of 2,190 Baylor, TX housing units are vacant.
Work Baylor, TX at the parcel level
Every Baylor, TX parcel carries owner and address; every Baylor, TX parcel carries APN; Baylor, TX distress scores sit on the Baylor, TX live board.
Baylor, TX figures refresh with each source.
Baylor, TX questions
Most distressed ZIP code in Baylor County, TX?
ZIP 76360 leads Baylor, TX at 18/100; next in Baylor, TX: 76380 at 8/100; the Baylor, TX average is 13/100.
Where does Baylor County, TX rank for investment opportunity?
Baylor, TX is #1,007 among all ranked counties, #112 in Texas; the Baylor, TX driver is vacancy; Baylor, TX moved down 442 places.
How many mortgages are delinquent in Baylor County, TX?
Baylor, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Baylor, TX.
Which banks lend in Baylor County, TX?
2 watched lenders hold Baylor, TX branches; the largest Baylor, TX footprints are Cornerstone Capital Bank Ssb (1), Herring Bank (1).
More on Baylor, TX
Baylor County, TX distress report: public-record figures for Baylor, TX; not legal advice for Baylor, TX; not tax or investment advice; verify every Baylor, TX record before acting.