Beaufort County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Beaufort County, NC distress report, 2026: 15 ZIPs scored in Beaufort, NC, Beaufort, NC average 30/100; the top Beaufort, NC ZIP is 27806 at 32/100; Beaufort, NC market phase peak, Beaufort, NC prices +1.9% year over year.
- Beaufort, NC ranks #667 nationally (opportunity index); Beaufort, NC #32 in North Carolina; Beaufort, NC index 32.5.
- Beaufort, NC: no CFPB county sample; Beaufort, NC non-metro area reading 1.3%.
- Beaufort, NC ZIP phases: 13 peak, 2 neutral.
- Beaufort, NC residential listings tracked: 17 across 8 ZIPs; Beaufort, NC candidate listings 8.
- Beaufort, NC HUD assisted properties: 4 with 73 units.
- Beaufort, NC lenders on watch: 3; largest Beaufort, NC footprint First Bank (2 branches).
- Beaufort, NC most distressed ZIP: 27806 at 32/100.
Beaufort, NC figures: DLRadar distress index; Beaufort, NC inputs: CFPB, FHFA, HUD, FDIC; Beaufort, NC rebuilt as sources refresh.
| Rank | Beaufort, NC ZIP | Score |
|---|---|---|
| 1 | 27806 | 32/100 |
| 2 | 27808 | 32/100 |
| 3 | 27814 | 32/100 |
| 4 | 27817 | 32/100 |
| 5 | 27821 | 32/100 |
| 6 | 27865 | 32/100 |
| 7 | 28586 | 32/100 |
| 8 | 27810 | 30/100 |
| 9 | 27889 | 30/100 |
| 10 | 27834 | 29/100 |
| 11 | 27837 | 29/100 |
| 12 | 27860 | 29/100 |
Most distressed Beaufort, NC ZIPs (0-100, 2026)
Mortgage delinquency around Beaufort, NC
No CFPB county sample covers Beaufort, NC; the non-metro area reading for Beaufort, NC: 1.3% ninety-plus; Beaufort, NC area thirty-to-eighty-nine 3.4% (December 2025, Beaufort, NC); North Carolina overall 0.9%.
Opportunity index: Beaufort, NC
Beaufort, NC index 32.5, Beaufort, NC phase watchlist; Beaufort, NC primary driver vacancy, Beaufort, NC second driver bank institutional. Beaufort, NC components: property stress 24.3, foreclosure pressure 25.7, listing discounts 34.0, bank stress 50.2, insurance 0.0; Beaufort, NC pulse 35.3; Beaufort, NC capital opportunity 28.4; Beaufort, NC seven-day change -0.2%.
ZIP market phases inside Beaufort, NC
15 Beaufort, NC ZIPs carry a price-cycle phase; Beaufort, NC ZIPs by phase (Beaufort, NC), deepest drawdown first: neutral, +3.3% YoY, 1.0% off peak (Beaufort, NC): 27834, 27837; peak, +2.9% YoY, 0.3% off peak (Beaufort, NC): 27871; peak, +2.1% YoY, 0.1% off peak (Beaufort, NC): 27889; peak, +2.0% YoY, 0.0% off peak (Beaufort, NC): 28586; peak, +1.9% YoY (Beaufort, NC): 27806, 27808, 27814, 27817, Beaufort, NC 27821, 27865; peak, +2.4% YoY (Beaufort, NC): 27810; peak, +2.3% YoY (Beaufort, NC): 27860; peak, +2.8% YoY (Beaufort, NC): 27892; peak, +2.7% YoY (Beaufort, NC): 27962.
Residential listings by Beaufort, NC ZIP
Beaufort, NC ZIPs with the most tracked Beaufort, NC residential listings: 27806 7 listings, 3 candidates, bank pressure 57; 27817 4 listings, 1 candidates, bank pressure 57; 27889 3 listings, 3 candidates, bank pressure 59; 27814 2 listings, 0 candidates, bank pressure 57 (Beaufort, NC); 27808 1 listings, 1 candidates, bank pressure 57; 27821 0 listings, 0 candidates, bank pressure 57; 27860 0 listings, 0 candidates, bank pressure 58; 27865 0 listings, 0 candidates, bank pressure 57. Beaufort, NC totals: 17 listings; Beaufort, NC candidates 8; active ZIPs 1.
HUD assisted housing in Beaufort, NC
4 assisted properties with 73 units sit in Beaufort, NC; largest Beaufort, NC properties: St. John Housing (Washington) 36 units, 36 assisted; Fischer Village Apts (Aurora) 16 units, 16 assisted; Metro Arms Apts (Washington) 12 units, 12 assisted in Beaufort, NC; Metro House (Washington) 9 units, 9 assisted.
Lenders with branches in Beaufort, NC
Beaufort, NC lenders by branch count: First Bank (Beaufort, NC): stress 47, 2 branches moderate in Beaufort, NC; First-Citizens Bank&Trust Co (Beaufort, NC): stress 71, 1 branch elevated in Beaufort, NC; Southern Bank&Trust Co (Beaufort, NC): stress 69, 1 branch low in Beaufort, NC.
Vacancy and permits, Beaufort, NC
5,141 of 24,526 Beaufort, NC housing units are vacant; Beaufort, NC permits, twelve months: 0 multifamily units in Beaufort, NC, 126 one-to-four unit units.
Work Beaufort, NC at the parcel level
Every Beaufort, NC parcel carries owner and address; every Beaufort, NC parcel carries APN; Beaufort, NC distress scores sit on the Beaufort, NC live board.
Beaufort, NC figures refresh with each source.
Beaufort, NC questions
Most distressed ZIP code in Beaufort County, NC?
ZIP 27806 leads Beaufort, NC at 32/100; next in Beaufort, NC: 27808 at 32/100; the Beaufort, NC average is 30/100.
Where does Beaufort County, NC rank for investment opportunity?
Beaufort, NC is #667 among all ranked counties, #32 in North Carolina; the Beaufort, NC driver is vacancy; Beaufort, NC moved up 325 places.
How many mortgages are delinquent in Beaufort County, NC?
Beaufort, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Beaufort, NC.
Which banks lend in Beaufort County, NC?
3 watched lenders hold Beaufort, NC branches; the largest Beaufort, NC footprints are First Bank (2), First-Citizens Bank&Trust Co (1), Southern Bank&Trust Co (1).
More on Beaufort, NC
Beaufort County, NC distress report: public-record figures for Beaufort, NC; not legal advice for Beaufort, NC; not tax or investment advice; verify every Beaufort, NC record before acting.