Beaufort County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Beaufort County, SC distress report, 2026: 16 ZIPs scored in Beaufort, SC, Beaufort, SC average 40/100; the top Beaufort, SC ZIP is 29902 at 40/100; Beaufort, SC market phase peak, Beaufort, SC prices +4.0% year over year.
- Beaufort, SC ranks #166 nationally (opportunity index); Beaufort, SC #6 in South Carolina; Beaufort, SC index 36.2.
- Beaufort, SC ninety-day mortgage delinquency 0.7% in December 2025; Beaufort, SC twelve-month change +0.3%.
- Beaufort, SC ZIP phases: 15 peak, 1 expansion.
- Beaufort, SC residential listings tracked: 198 across 14 ZIPs; Beaufort, SC candidate listings 76.
- Beaufort, SC HUD assisted properties: 6 with 493 units.
- Beaufort, SC lenders on watch: 4; largest Beaufort, SC footprint Coastal States Bank (5 branches).
- Beaufort, SC most distressed ZIP: 29902 at 40/100.
Beaufort, SC figures: DLRadar distress index; Beaufort, SC inputs: CFPB, FHFA, HUD, FDIC; Beaufort, SC rebuilt as sources refresh.
| Rank | Beaufort, SC ZIP | Score |
|---|---|---|
| 1 | 29902 | 40/100 |
| 2 | 29904 | 40/100 |
| 3 | 29905 | 40/100 |
| 4 | 29906 | 40/100 |
| 5 | 29907 | 40/100 |
| 6 | 29909 | 40/100 |
| 7 | 29910 | 40/100 |
| 8 | 29915 | 40/100 |
| 9 | 29920 | 40/100 |
| 10 | 29926 | 40/100 |
| 11 | 29928 | 40/100 |
| 12 | 29935 | 40/100 |
Most distressed Beaufort, SC ZIPs (0-100, 2026)
Mortgage delinquency in Beaufort, SC
0.7% of Beaufort, SC mortgages were ninety-plus days late (Beaufort, SC, December 2025); Beaufort, SC thirty-to-eighty-nine days late: 1.2%; Beaufort, SC twelve-month change +0.3%; Beaufort, SC peak since 2008: 5.2% (January 2011); South Carolina overall 1.2%. Beaufort, SC ninety-day series: Dec 24 0.4, Jan 25 0.5, Feb 25 0.4 (Beaufort, SC), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Beaufort, SC), Jun 25 0.5, Jul 25 0.4, Aug 25 0.6 (Beaufort, SC), Sep 25 0.6, Oct 25 0.7, Nov 25 0.6 (Beaufort, SC), Dec 25 0.7.
Opportunity index: Beaufort, SC
Beaufort, SC index 36.2, Beaufort, SC phase peak_opportunity; Beaufort, SC primary driver construction, Beaufort, SC second driver vacancy. Beaufort, SC components: property stress 33.8, foreclosure pressure 32.4, listing discounts 29.7, bank stress 53.4, insurance 0.0; Beaufort, SC pulse 41.6; Beaufort, SC capital opportunity 28.1; Beaufort, SC seven-day change -0.8%.
ZIP market phases inside Beaufort, SC
16 Beaufort, SC ZIPs carry a price-cycle phase; Beaufort, SC ZIPs by phase (Beaufort, SC), deepest drawdown first: peak, +4.0% YoY (Beaufort, SC): 29902, 29904, 29905, 29906, Beaufort, SC 29907, 29909, 29910, 29915, Beaufort, SC 29920, 29926, 29927, 29928, Beaufort, SC 29935, 29940, 29941; expansion, +5.3% YoY (Beaufort, SC): 29945.
Residential listings by Beaufort, SC ZIP
Beaufort, SC ZIPs with the most tracked Beaufort, SC residential listings: 29928 86 listings, 44 candidates, bank pressure 58; 29926 51 listings, 17 candidates, bank pressure 58; 29910 44 listings, 6 candidates, bank pressure 58; 29909 6 listings, 3 candidates, bank pressure 59 (Beaufort, SC); 29906 3 listings, 1 candidates, bank pressure 58; 29920 3 listings, 3 candidates, bank pressure 58; 29915 2 listings, 2 candidates, bank pressure 58; 29902 1 listings, 0 candidates, bank pressure 58. Beaufort, SC totals: 198 listings; Beaufort, SC candidates 76; active ZIPs 3.
HUD assisted housing in Beaufort, SC
6 assisted properties with 493 units sit in Beaufort, SC; largest Beaufort, SC properties: Abberly Pointe Apts. (Port Royal) 240 units; Bluffton Park Apartments (Bluffton) 110 units; May River Village, Phase 1 (Bluffton) 68 units in Beaufort, SC; May River Village, Phase 2 (Bluffton) 40 units; Cottages @ Beaufort Ii (Beaufort) 18 units, 18 assisted; Cottages At Beaufort (Beaufort) 17 units, 17 assisted.
Lenders with branches in Beaufort, SC
Beaufort, SC lenders by branch count: Coastal States Bank (Beaufort, SC): stress 64, 5 branches low in Beaufort, SC; South Atlantic Bank (Beaufort, SC): stress 74, 3 branches low in Beaufort, SC; Palmetto State Bank (Beaufort, SC): stress 58, 3 branches low in Beaufort, SC; United Community Bank (Beaufort, SC): stress 56, 1 branch low in Beaufort, SC.
Vacancy and permits, Beaufort, SC
20,844 of 103,177 Beaufort, SC housing units are vacant; Beaufort, SC permits, twelve months: 12 multifamily units in Beaufort, SC, 951 one-to-four unit units.
Work Beaufort, SC at the parcel level
Every Beaufort, SC parcel carries owner and address; every Beaufort, SC parcel carries APN; Beaufort, SC distress scores sit on the Beaufort, SC live board.
Beaufort, SC figures refresh with each source.
Beaufort, SC questions
Most distressed ZIP code in Beaufort County, SC?
ZIP 29902 leads Beaufort, SC at 40/100; next in Beaufort, SC: 29904 at 40/100; the Beaufort, SC average is 40/100.
Where does Beaufort County, SC rank for investment opportunity?
Beaufort, SC is #166 among all ranked counties, #6 in South Carolina; the Beaufort, SC driver is construction; Beaufort, SC moved down 14 places.
How many mortgages are delinquent in Beaufort County, SC?
0.7% of Beaufort, SC mortgages were ninety-plus days late in December 2025; the Beaufort, SC peak since 2008 was 5.2%.
Which banks lend in Beaufort County, SC?
4 watched lenders hold Beaufort, SC branches; the largest Beaufort, SC footprints are Coastal States Bank (5), South Atlantic Bank (3), Palmetto State Bank (3).
More on Beaufort, SC
Beaufort County, SC distress report: public-record figures for Beaufort, SC; not legal advice for Beaufort, SC; not tax or investment advice; verify every Beaufort, SC record before acting.