Bedford County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bedford County, VA distress report, 2026: 19 ZIPs scored in Bedford, VA, Bedford, VA average 20/100; the top Bedford, VA ZIP is 24095 at 22/100; Bedford, VA market phase peak, Bedford, VA prices +3.7% year over year.
- Bedford, VA ranks #1,586 nationally (opportunity index); Bedford, VA #38 in Virginia; Bedford, VA index 29.1.
- Bedford, VA: no CFPB county sample; Bedford, VA metro area reading 0.8%.
- Bedford, VA ZIP phases: 19 peak.
- Bedford, VA residential listings tracked: 12 across 14 ZIPs; Bedford, VA candidate listings 7.
- Bedford, VA lenders on watch: 7; largest Bedford, VA footprint Atlantic Union Bank (3 branches).
- Bedford, VA most distressed ZIP: 24095 at 22/100.
Bedford, VA figures: DLRadar distress index; Bedford, VA inputs: CFPB, FHFA, HUD, FDIC; Bedford, VA rebuilt as sources refresh.
| Rank | Bedford, VA ZIP | Score |
|---|---|---|
| 1 | 24095 | 22/100 |
| 2 | 24104 | 22/100 |
| 3 | 24122 | 22/100 |
| 4 | 24139 | 22/100 |
| 5 | 24174 | 22/100 |
| 6 | 24179 | 22/100 |
| 7 | 24523 | 22/100 |
| 8 | 24536 | 22/100 |
| 9 | 24551 | 22/100 |
| 10 | 24556 | 22/100 |
| 11 | 24570 | 22/100 |
| 12 | 24121 | 20/100 |
Most distressed Bedford, VA ZIPs (0-100, 2026)
Mortgage delinquency around Bedford, VA
No CFPB county sample covers Bedford, VA; the metro area reading for Bedford, VA (Lynchburg, VA): 0.8% ninety-plus; Bedford, VA area thirty-to-eighty-nine 2.5% (December 2025, Bedford, VA); Virginia overall 0.8%.
Opportunity index: Bedford, VA
Bedford, VA index 29.1, Bedford, VA phase early_signal; Bedford, VA primary driver vacancy, Bedford, VA second driver bank institutional. Bedford, VA components: property stress 21.2, foreclosure pressure 21.1, listing discounts 27.6, bank stress 52.6, insurance 0.0; Bedford, VA pulse 31.9; Bedford, VA capital opportunity 24.8; Bedford, VA seven-day change +0.3%.
ZIP market phases inside Bedford, VA
19 Bedford, VA ZIPs carry a price-cycle phase; Bedford, VA ZIPs by phase (Bedford, VA), deepest drawdown first: peak, +3.6% YoY (Bedford, VA): 24064, 24121, 24179; peak, +3.7% YoY (Bedford, VA): 24095, 24104, 24122, 24174, Bedford, VA 24502, 24503, 24523, 24526, Bedford, VA 24536, 24550, 24551; peak, +3.2% YoY (Bedford, VA): 24101; peak, +3.5% YoY (Bedford, VA): 24139.
Residential listings by Bedford, VA ZIP
Bedford, VA ZIPs with the most tracked Bedford, VA residential listings: 24179 2 listings, 0 candidates, bank pressure 59; 24523 2 listings, 1 candidates, bank pressure 59; 24551 2 listings, 0 candidates, bank pressure 59; 24064 1 listings, 1 candidates, bank pressure 61 (Bedford, VA); 24104 1 listings, 1 candidates, bank pressure 59; 24121 1 listings, 1 candidates, bank pressure 57; 24174 1 listings, 1 candidates, bank pressure 59; 24503 1 listings, 1 candidates, bank pressure 59. Bedford, VA totals: 12 listings; Bedford, VA candidates 7; active ZIPs 1.
Lenders with branches in Bedford, VA
Bedford, VA lenders by branch count: Atlantic Union Bank (Bedford, VA): stress 40, 3 branches low in Bedford, VA; Bank Of The James (Bedford, VA): stress 78, 2 branches low in Bedford, VA; Select Bank (Bedford, VA): stress 72, 2 branches low in Bedford, VA; First National Bank (Bedford, VA): stress 62, 2 branches low in Bedford, VA; Carter Bank&Trust (Bedford, VA): stress 35, 2 branches moderate in Bedford, VA; First Bank&Trust Co (Bedford, VA): stress 54, 1 branch low in Bedford, VA; Bank Of Botetourt (Bedford, VA): stress 52, 1 branch low in Bedford, VA.
Vacancy and permits, Bedford, VA
4,357 of 37,484 Bedford, VA housing units are vacant; Bedford, VA permits, twelve months: 13 multifamily units in Bedford, VA, 296 one-to-four unit units.
Work Bedford, VA at the parcel level
Every Bedford, VA parcel carries owner and address; every Bedford, VA parcel carries APN; Bedford, VA distress scores sit on the Bedford, VA live board.
Bedford, VA figures refresh with each source.
Bedford, VA questions
Most distressed ZIP code in Bedford County, VA?
ZIP 24095 leads Bedford, VA at 22/100; next in Bedford, VA: 24104 at 22/100; the Bedford, VA average is 20/100.
Where does Bedford County, VA rank for investment opportunity?
Bedford, VA is #1,586 among all ranked counties, #38 in Virginia; the Bedford, VA driver is vacancy; Bedford, VA moved up 272 places.
How many mortgages are delinquent in Bedford County, VA?
Bedford, VA takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Bedford, VA.
Which banks lend in Bedford County, VA?
7 watched lenders hold Bedford, VA branches; the largest Bedford, VA footprints are Atlantic Union Bank (3), Bank Of The James (2), Select Bank (2).
More on Bedford, VA
Bedford County, VA distress report: public-record figures for Bedford, VA; not legal advice for Bedford, VA; not tax or investment advice; verify every Bedford, VA record before acting.