Benton County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Benton County, Iowa? DLRadar grades every Benton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Benton County breakdown.
- Benton County's most distressed ZIP is 52225 at 25/100.
- 24 ZIP codes tracked in Benton County, averaging 20/100 distress.
- Benton County reads neutral — home values up 4.9% year over year.
- Vacancy runs 6.9% across Benton County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Benton County home is worth about $210,470 against a ~$88,442 median income.
- Lending headwind in Benton County sits at 55/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52225 | 25/100 |
| 2 | 52324 | 25/100 |
| 3 | 52213 | 24/100 |
| 4 | 52228 | 24/100 |
| 5 | 52224 | 23/100 |
| 6 | 52351 | 21/100 |
| 7 | 52206 | 20/100 |
| 8 | 52208 | 20/100 |
| 9 | 52229 | 20/100 |
| 10 | 52249 | 20/100 |
| 11 | 52257 | 20/100 |
| 12 | 52313 | 20/100 |
Most distressed ZIP codes in Benton County (composite distress 0-100, 2026)
What is driving Benton County distress
Benton County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Benton County market phase and pricing
Benton County currently sits in neutral after a 4.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
Which Benton County ZIP scores worst for distress?
ZIP 52225 leads Benton County at 25/100, recomputed monthly from public records.
What market phase is Benton County in?
Benton County reads neutral, with home prices up 4.9% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Benton County data come from?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 24 ZIP codes in Benton County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Benton County ZIP codes?
A county average hides the spread. Across the Benton County ZIPs DLRadar ranks, scores run from 25/100 in 52225 down to 20/100 in 52313, against a Benton County average of 20/100. Those 5 points separate the ZIPs worth working in Benton County from the rest.
What do Benton County home values and vacancy say about distressed supply?
The typical Benton County home carries about $210,470 of value against a median household income near $88,442. Vacancy across Benton County's tracked ZIPs runs 6.9% and the poverty rate is 7.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Benton County's foreclosure and lien filings and its 55/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.