Benton County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Benton County, WA distress report, 2026: 12 ZIPs scored in Benton, WA, Benton, WA average 27/100; the top Benton, WA ZIP is 98930 at 31/100; Benton, WA market phase peak, Benton, WA prices +1.6% year over year.
- Benton, WA ranks #2,952 nationally (opportunity index); Benton, WA #36 in Washington; Benton, WA index 23.5.
- Benton, WA ninety-day mortgage delinquency 0.7% in December 2025; Benton, WA twelve-month change -0.1%.
- Benton, WA ZIP phases: 12 peak.
- Benton, WA residential listings tracked: 46 across 11 ZIPs; Benton, WA candidate listings 11.
- Benton, WA HUD assisted properties: 15 with 1,316 units.
- Benton, WA lenders on watch: 6; largest Benton, WA footprint Banner Bank (4 branches).
- Benton, WA most distressed ZIP: 98930 at 31/100.
Benton, WA figures: DLRadar distress index; Benton, WA inputs: CFPB, FHFA, HUD, FDIC; Benton, WA rebuilt as sources refresh.
| Rank | Benton, WA ZIP | Score |
|---|---|---|
| 1 | 98930 | 31/100 |
| 2 | 98944 | 28/100 |
| 3 | 99320 | 27/100 |
| 4 | 99336 | 27/100 |
| 5 | 99337 | 27/100 |
| 6 | 99338 | 27/100 |
| 7 | 99345 | 27/100 |
| 8 | 99346 | 27/100 |
| 9 | 99352 | 27/100 |
| 10 | 99353 | 27/100 |
| 11 | 99354 | 27/100 |
| 12 | 99350 | 26/100 |
Most distressed Benton, WA ZIPs (0-100, 2026)
Mortgage delinquency in Benton, WA
0.7% of Benton, WA mortgages were ninety-plus days late (Benton, WA, December 2025); Benton, WA thirty-to-eighty-nine days late: 1.6%; Benton, WA twelve-month change -0.1%; Benton, WA peak since 2008: 3.2% (January 2010); Washington overall 0.6%. Benton, WA ninety-day series: Dec 24 0.8, Jan 25 0.7, Feb 25 0.7 (Benton, WA), Mar 25 0.9, Apr 25 0.8, May 25 0.6 (Benton, WA), Jun 25 0.6, Jul 25 0.6, Aug 25 0.5 (Benton, WA), Sep 25 0.7, Oct 25 0.8, Nov 25 0.7 (Benton, WA), Dec 25 0.7.
Opportunity index: Benton, WA
Benton, WA index 23.5, Benton, WA phase weak; Benton, WA primary driver bank institutional, Benton, WA second driver vacancy. Benton, WA components: property stress 14.4, foreclosure pressure 14.1, listing discounts 23.1, bank stress 50.1, insurance 0.0; Benton, WA pulse 24.6; Benton, WA capital opportunity 22.1; Benton, WA seven-day change -0.1%.
ZIP market phases inside Benton, WA
12 Benton, WA ZIPs carry a price-cycle phase; Benton, WA ZIPs by phase (Benton, WA), deepest drawdown first: peak, +1.8% YoY, 0.0% off peak (Benton, WA): 98930; peak, +1.7% YoY, 0.0% off peak (Benton, WA): 98944; peak, +1.5% YoY, 0.0% off peak (Benton, WA): 99350; peak, +1.6% YoY (Benton, WA): 99320, 99336, 99337, 99338, Benton, WA 99345, 99346, 99352, 99353, Benton, WA 99354.
Residential listings by Benton, WA ZIP
Benton, WA ZIPs with the most tracked Benton, WA residential listings: 99336 21 listings, 8 candidates, bank pressure 64; 99352 11 listings, 0 candidates, bank pressure 64; 99353 5 listings, 0 candidates, bank pressure 64; 99354 3 listings, 0 candidates, bank pressure 64 (Benton, WA); 99320 2 listings, 1 candidates, bank pressure 64; 99337 2 listings, 1 candidates, bank pressure 64; 99338 1 listings, 1 candidates, bank pressure 64; 99350 1 listings, 0 candidates, bank pressure 64. Benton, WA totals: 46 listings; Benton, WA candidates 11; active ZIPs 8.
HUD assisted housing in Benton, WA
15 assisted properties with 1,316 units sit in Benton, WA; largest Benton, WA properties: Copper Ridge Apartments (Kennewick) 232 units; River Trails Apartments (Richland) 180 units; Washington Square I Apartments (Richland) 164 units in Benton, WA; Desert Villa Apartments (Kennewick) 155 units, 147 assisted; Columbia Park (Richland) 138 units, 138 assisted; Jadwin Stevens Apartments (Richland) 132 units.
Lenders with branches in Benton, WA
Benton, WA lenders by branch count: Banner Bank (Benton, WA): stress 58, 4 branches low in Benton, WA; Yakima Fs&La (Benton, WA): stress 32, 4 branches low in Benton, WA; Baker-Boyer National Bank (Benton, WA): stress 84, 1 branch low in Benton, WA; Washington Trust Bank (Benton, WA): stress 68, 1 branch low in Benton, WA; Wafd Bank (Benton, WA): stress 67, 1 branch low in Benton, WA; 1st Security Bank Of Wa (Benton, WA): stress 64, 1 branch low in Benton, WA.
Vacancy and permits, Benton, WA
5,055 of 83,101 Benton, WA housing units are vacant; Benton, WA permits, twelve months: 519 multifamily units in Benton, WA, 1,015 one-to-four unit units.
Work Benton, WA at the parcel level
Every Benton, WA parcel carries owner and address; every Benton, WA parcel carries APN; Benton, WA distress scores sit on the Benton, WA live board.
Benton, WA figures refresh with each source.
Benton, WA questions
Most distressed ZIP code in Benton County, WA?
ZIP 98930 leads Benton, WA at 31/100; next in Benton, WA: 98944 at 28/100; the Benton, WA average is 27/100.
Where does Benton County, WA rank for investment opportunity?
Benton, WA is #2,952 among all ranked counties, #36 in Washington; the Benton, WA driver is bank institutional; Benton, WA moved up 116 places.
How many mortgages are delinquent in Benton County, WA?
0.7% of Benton, WA mortgages were ninety-plus days late in December 2025; the Benton, WA peak since 2008 was 3.2%.
Which banks lend in Benton County, WA?
6 watched lenders hold Benton, WA branches; the largest Benton, WA footprints are Banner Bank (4), Yakima Fs&La (4), Baker-Boyer National Bank (1).
More on Benton, WA
Benton County, WA distress report: public-record figures for Benton, WA; not legal advice for Benton, WA; not tax or investment advice; verify every Benton, WA record before acting.