Bosque County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bosque County, Texas? DLRadar grades every Bosque County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Bosque County breakdown.
- Bosque County's most distressed ZIP is 76649 at 27/100.
- 11 ZIP codes tracked in Bosque County, averaging 22/100 distress.
- Bosque County reads neutral — home values up 1.2% year over year, 2.8% off peak.
- Vacancy runs 18.2% across Bosque County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Bosque County home is worth about $225,982 against a ~$76,152 median income.
- Lending headwind in Bosque County sits at 16/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76649 | 27/100 |
| 2 | 76633 | 26/100 |
| 3 | 76689 | 25/100 |
| 4 | 76634 | 24/100 |
| 5 | 76652 | 24/100 |
| 6 | 76665 | 24/100 |
| 7 | 76671 | 24/100 |
| 8 | 76457 | 21/100 |
| 9 | 76690 | 21/100 |
| 10 | 76637 | 17/100 |
| 11 | 76043 | 14/100 |
Most distressed ZIP codes in Bosque County (composite distress 0-100, 2026)
What is driving Bosque County distress
Bosque County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Bosque County market phase and pricing
Phase for Bosque County: neutral (+1.2% YoY, 2.8% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Bosque County
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Frequently asked
Which Bosque County ZIP scores worst for distress?
ZIP 76649 leads Bosque County at 27/100, recomputed monthly from public records.
What stage of the price cycle is Bosque County at?
FHFA price-index movement places Bosque County in neutral; prices are up 1.2% over twelve months.
What are the sources behind these Bosque County numbers?
Every Bosque County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Bosque County ZIP codes that it runs on every other U.S. county, so Bosque County's numbers are directly comparable to any other market.
How much do distress scores vary between Bosque County ZIP codes?
One county number flattens a wide range. Across the Bosque County ZIPs DLRadar ranks, scores run from 27/100 in 76649 down to 14/100 in 76043, against a Bosque County average of 22/100. The 13-point range is the argument for ZIP-level search across Bosque County.
What do Bosque County home values and vacancy say about distressed supply?
The typical Bosque County home carries about $225,982 of value against a median household income near $76,152. Vacancy across Bosque County's tracked ZIPs runs 18.2% and the poverty rate is 8.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Bosque County's foreclosure and lien filings and its 16/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.