Brooks County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Brooks County, GA distress report, 2026: 10 ZIPs scored in Brooks, GA, Brooks, GA average 27/100; the top Brooks, GA ZIP is 31601 at 33/100; Brooks, GA market phase expansion, Brooks, GA prices +8.0% year over year.
- Brooks, GA ranks #533 nationally (opportunity index); Brooks, GA #35 in Georgia; Brooks, GA index 33.3.
- Brooks, GA: no CFPB county sample; Brooks, GA non-metro area reading 1.3%.
- Brooks, GA ZIP phases: 8 expansion, 2 peak.
- Brooks, GA residential listings tracked: 3 across 6 ZIPs; Brooks, GA candidate listings 1.
- Brooks, GA lenders on watch: 5; largest Brooks, GA footprint Barwick Banking Co (1 branch).
- Brooks, GA most distressed ZIP: 31601 at 33/100.
Brooks, GA figures: DLRadar distress index; Brooks, GA inputs: CFPB, FHFA, HUD, FDIC; Brooks, GA rebuilt as sources refresh.
| Rank | Brooks, GA ZIP | Score |
|---|---|---|
| 1 | 31601 | 33/100 |
| 2 | 31602 | 30/100 |
| 3 | 31626 | 29/100 |
| 4 | 31778 | 28/100 |
| 5 | 31788 | 28/100 |
| 6 | 31720 | 26/100 |
| 7 | 31625 | 24/100 |
| 8 | 31629 | 24/100 |
| 9 | 31638 | 24/100 |
| 10 | 31643 | 24/100 |
Most distressed Brooks, GA ZIPs (0-100, 2026)
Mortgage delinquency around Brooks, GA
No CFPB county sample covers Brooks, GA; the non-metro area reading for Brooks, GA: 1.3% ninety-plus; Brooks, GA area thirty-to-eighty-nine 3.0% (December 2025, Brooks, GA); Georgia overall 1.3%.
Opportunity index: Brooks, GA
Brooks, GA index 33.3, Brooks, GA phase peak_opportunity; Brooks, GA primary driver vacancy, Brooks, GA second driver bank institutional. Brooks, GA components: property stress 31.1, foreclosure pressure 27.8, listing discounts 29.5, bank stress 54.5, insurance 0.0; Brooks, GA pulse 37.5; Brooks, GA capital opportunity 27.1; Brooks, GA seven-day change +0.6%.
ZIP market phases inside Brooks, GA
10 Brooks, GA ZIPs carry a price-cycle phase; Brooks, GA ZIPs by phase (Brooks, GA), deepest drawdown first: peak, +1.4% YoY, 0.0% off peak (Brooks, GA): 31788; peak, +1.8% YoY, 0.0% off peak (Brooks, GA): 31626; expansion, +5.4% YoY, 0.0% off peak (Brooks, GA): 31778; expansion, +7.5% YoY, 0.0% off peak (Brooks, GA): 31720; expansion, +8.0% YoY (Brooks, GA): 31601, 31602, 31625, 31629, Brooks, GA 31638, 31643.
Residential listings by Brooks, GA ZIP
Brooks, GA ZIPs with the most tracked Brooks, GA residential listings: 31643 3 listings, 1 candidates, bank pressure 64; 31625 0 listings, 0 candidates, bank pressure 64; 31629 0 listings, 0 candidates, bank pressure 64; 31638 0 listings, 0 candidates, bank pressure 64 (Brooks, GA); 31720 0 listings, 0 candidates, bank pressure 61; 31778 0 listings, 0 candidates, bank pressure 58. Brooks, GA totals: 3 listings; Brooks, GA candidates 1; active ZIPs 0.
Lenders with branches in Brooks, GA
Brooks, GA lenders by branch count: Barwick Banking Co (Brooks, GA): stress 78, 1 branch low in Brooks, GA; Citizens Community Bank (Brooks, GA): stress 72, 1 branch low in Brooks, GA; Colony Bank (Brooks, GA): stress 65, 1 branch elevated in Brooks, GA; Citizens Nb Of Quitman (Brooks, GA): stress 56, 1 branch elevated in Brooks, GA; Ameris Bank (Brooks, GA): stress 51, 1 branch elevated in Brooks, GA.
Vacancy and permits, Brooks, GA
1,305 of 7,357 Brooks, GA housing units are vacant; Brooks, GA permits, twelve months: 0 multifamily units in Brooks, GA, 48 one-to-four unit units.
Work Brooks, GA at the parcel level
Every Brooks, GA parcel carries owner and address; every Brooks, GA parcel carries APN; Brooks, GA distress scores sit on the Brooks, GA live board.
Brooks, GA figures refresh with each source.
Brooks, GA questions
Most distressed ZIP code in Brooks County, GA?
ZIP 31601 leads Brooks, GA at 33/100; next in Brooks, GA: 31602 at 30/100; the Brooks, GA average is 27/100.
Where does Brooks County, GA rank for investment opportunity?
Brooks, GA is #533 among all ranked counties, #35 in Georgia; the Brooks, GA driver is vacancy; Brooks, GA moved up 169 places.
How many mortgages are delinquent in Brooks County, GA?
Brooks, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Brooks, GA.
Which banks lend in Brooks County, GA?
5 watched lenders hold Brooks, GA branches; the largest Brooks, GA footprints are Barwick Banking Co (1), Citizens Community Bank (1), Colony Bank (1).
More on Brooks, GA
Brooks County, GA distress report: public-record figures for Brooks, GA; not legal advice for Brooks, GA; not tax or investment advice; verify every Brooks, GA record before acting.