Cache County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cache County, UT distress report, 2026: 18 ZIPs scored in Cache, UT, Cache, UT average 14/100; the top Cache, UT ZIP is 84304 at 14/100; Cache, UT market phase peak, Cache, UT prices +1.1% year over year.
- Cache, UT ranks #3,194 nationally (opportunity index); Cache, UT #29 in Utah; Cache, UT index 20.3.
- Cache, UT ninety-day mortgage delinquency 0.6% in December 2025; Cache, UT twelve-month change +0.1%.
- Cache, UT ZIP phases: 18 peak.
- Cache, UT residential listings tracked: 34 across 18 ZIPs; Cache, UT candidate listings 20.
- Cache, UT HUD assisted properties: 6 with 442 units.
- Cache, UT lenders on watch: 3; largest Cache, UT footprint Cache Valley Bank (7 branches).
- Cache, UT most distressed ZIP: 84304 at 14/100.
Cache, UT figures: DLRadar distress index; Cache, UT inputs: CFPB, FHFA, HUD, FDIC; Cache, UT rebuilt as sources refresh.
| Rank | Cache, UT ZIP | Score |
|---|---|---|
| 1 | 84304 | 14/100 |
| 2 | 84305 | 14/100 |
| 3 | 84308 | 14/100 |
| 4 | 84318 | 14/100 |
| 5 | 84319 | 14/100 |
| 6 | 84320 | 14/100 |
| 7 | 84321 | 14/100 |
| 8 | 84322 | 14/100 |
| 9 | 84325 | 14/100 |
| 10 | 84326 | 14/100 |
| 11 | 84327 | 14/100 |
| 12 | 84328 | 14/100 |
Most distressed Cache, UT ZIPs (0-100, 2026)
Mortgage delinquency in Cache, UT
0.6% of Cache, UT mortgages were ninety-plus days late (Cache, UT, December 2025); Cache, UT thirty-to-eighty-nine days late: 1.8%; Cache, UT twelve-month change +0.1%; Cache, UT peak since 2008: 2.8% (June 2011); Utah overall 0.7%. Cache, UT ninety-day series: Dec 24 0.5, Jan 25 0.7, Feb 25 1.0 (Cache, UT), Mar 25 1.0, Apr 25 0.8, May 25 0.8 (Cache, UT), Jun 25 0.6, Jul 25 0.7, Aug 25 0.8 (Cache, UT), Sep 25 1.2, Oct 25 0.7, Nov 25 0.8 (Cache, UT), Dec 25 0.6.
Opportunity index: Cache, UT
Cache, UT index 20.3, Cache, UT phase weak; Cache, UT primary driver bank institutional, Cache, UT second driver construction. Cache, UT components: property stress 7.0, foreclosure pressure 6.8, listing discounts 18.6, bank stress 54.2, insurance 0.0; Cache, UT pulse 21.8; Cache, UT capital opportunity 18.0; Cache, UT seven-day change +1.2%.
ZIP market phases inside Cache, UT
18 Cache, UT ZIPs carry a price-cycle phase; Cache, UT ZIPs by phase (Cache, UT), deepest drawdown first: peak, +1.1% YoY, 1.9% off peak (Cache, UT): 84304, 84305, 84308, 84318, Cache, UT 84319, 84320, 84321, 84322, Cache, UT 84325, 84326, 84327, 84328, Cache, UT 84332, 84333, 84335, 84338.
Residential listings by Cache, UT ZIP
Cache, UT ZIPs with the most tracked Cache, UT residential listings: 84321 8 listings, 2 candidates, bank pressure 62; 84335 8 listings, 7 candidates, bank pressure 62; 84319 6 listings, 4 candidates, bank pressure 62; 84325 4 listings, 3 candidates, bank pressure 62 (Cache, UT); 84333 3 listings, 0 candidates, bank pressure 62; 84328 2 listings, 1 candidates, bank pressure 62; 84341 2 listings, 2 candidates, bank pressure 62; 84339 1 listings, 1 candidates, bank pressure 62. Cache, UT totals: 34 listings; Cache, UT candidates 20; active ZIPs 8.
HUD assisted housing in Cache, UT
6 assisted properties with 442 units sit in Cache, UT; largest Cache, UT properties: Stonebrook Apartments (Smithfield) 120 units; Bridger Pointe Apartments (North Logan) 113 units; Deer Creek Village Apartments (Providence) 96 units in Cache, UT; Springhollow Apartments (Logan) 50 units, 50 assisted; Carl Inoway Senior Housing (Logan) 41 units, 40 assisted; Providence Place Housing (Providence) 22 units, 21 assisted.
Lenders with branches in Cache, UT
Cache, UT lenders by branch count: Cache Valley Bank (Cache, UT): stress 50, 7 branches low in Cache, UT; Zions Bcorp N A (Cache, UT): stress 64, 4 branches low in Cache, UT; Bank Of Utah (Cache, UT): stress 56, 2 branches low in Cache, UT.
Vacancy and permits, Cache, UT
2,226 of 46,665 Cache, UT housing units are vacant; Cache, UT permits, twelve months: 478 multifamily units in Cache, UT, 933 one-to-four unit units.
Work Cache, UT at the parcel level
Every Cache, UT parcel carries owner and address; every Cache, UT parcel carries APN; Cache, UT distress scores sit on the Cache, UT live board.
Cache, UT figures refresh with each source.
Cache, UT questions
Most distressed ZIP code in Cache County, UT?
ZIP 84304 leads Cache, UT at 14/100; next in Cache, UT: 84305 at 14/100; the Cache, UT average is 14/100.
Where does Cache County, UT rank for investment opportunity?
Cache, UT is #3,194 among all ranked counties, #29 in Utah; the Cache, UT driver is bank institutional; Cache, UT moved down 18 places.
How many mortgages are delinquent in Cache County, UT?
0.6% of Cache, UT mortgages were ninety-plus days late in December 2025; the Cache, UT peak since 2008 was 2.8%.
Which banks lend in Cache County, UT?
3 watched lenders hold Cache, UT branches; the largest Cache, UT footprints are Cache Valley Bank (7), Zions Bcorp N A (4), Bank Of Utah (2).
More on Cache, UT
Cache County, UT distress report: public-record figures for Cache, UT; not legal advice for Cache, UT; not tax or investment advice; verify every Cache, UT record before acting.