Cameron County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cameron County, Texas? DLRadar grades every Cameron County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Cameron County breakdown.
- Cameron County's most distressed ZIP is 78526 at 36/100.
- 17 ZIP codes tracked in Cameron County, averaging 35/100 distress.
- Cameron County reads neutral — home values up 4.3% year over year.
- Vacancy runs 18% across Cameron County's tracked ZIPs, with a 22.5% poverty rate.
- The typical Cameron County home is worth about $156,118 against a ~$52,790 median income.
- Lending headwind in Cameron County sits at 36/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78526 | 36/100 |
| 2 | 78520 | 35/100 |
| 3 | 78521 | 35/100 |
| 4 | 78535 | 35/100 |
| 5 | 78550 | 35/100 |
| 6 | 78552 | 35/100 |
| 7 | 78559 | 35/100 |
| 8 | 78566 | 35/100 |
| 9 | 78567 | 35/100 |
| 10 | 78575 | 35/100 |
| 11 | 78578 | 35/100 |
| 12 | 78583 | 35/100 |
Most distressed ZIP codes in Cameron County (composite distress 0-100, 2026)
What is driving Cameron County distress
Cameron County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 35/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Cameron County market phase and pricing
Cameron County currently sits in neutral after a 4.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which part of Cameron County, TX scores highest for distress?
ZIP 78526 leads Cameron County at 36/100, recomputed monthly from public records.
Which phase does Cameron County sit in right now?
Phase for Cameron County: neutral, tracking a 4.3% gain year over year, read off the FHFA index.
Where does the Cameron County data come from?
Every Cameron County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 17 Cameron County ZIP codes that it runs on every other U.S. county, so Cameron County's numbers are directly comparable to any other market.
How much do distress scores vary between Cameron County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cameron County ZIPs DLRadar ranks, scores run from 36/100 in 78526 down to 35/100 in 78583, against a Cameron County average of 35/100. The 1-point range is the argument for ZIP-level search across Cameron County.
What do Cameron County home values and vacancy say about distressed supply?
The typical Cameron County home carries about $156,118 of value against a median household income near $52,790. Vacancy across Cameron County's tracked ZIPs runs 18% and the poverty rate is 22.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Cameron County's foreclosure and tax-lien filings and its 36/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.