Cameron County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cameron County, TX distress report, 2026: 17 ZIPs scored in Cameron, TX, Cameron, TX average 34/100; the top Cameron, TX ZIP is 78526 at 35/100; Cameron, TX market phase neutral, Cameron, TX prices +4.3% year over year.
- Cameron, TX ranks #443 nationally (opportunity index); Cameron, TX #61 in Texas; Cameron, TX index 33.7.
- Cameron, TX ninety-day mortgage delinquency 1.2% in December 2025; Cameron, TX twelve-month change +0.4%.
- Cameron, TX ZIP phases: 16 neutral, 1 peak.
- Cameron, TX residential listings tracked: 57 across 16 ZIPs; Cameron, TX candidate listings 27.
- Cameron, TX HUD assisted properties: 18 with 1,634 units.
- Cameron, TX lenders on watch: 8; largest Cameron, TX footprint International Bk Of Com (12 branches).
- Cameron, TX most distressed ZIP: 78526 at 35/100.
Cameron, TX figures: DLRadar distress index; Cameron, TX inputs: CFPB, FHFA, HUD, FDIC; Cameron, TX rebuilt as sources refresh.
| Rank | Cameron, TX ZIP | Score |
|---|---|---|
| 1 | 78526 | 35/100 |
| 2 | 78520 | 34/100 |
| 3 | 78521 | 34/100 |
| 4 | 78535 | 34/100 |
| 5 | 78550 | 34/100 |
| 6 | 78552 | 34/100 |
| 7 | 78559 | 34/100 |
| 8 | 78566 | 34/100 |
| 9 | 78567 | 34/100 |
| 10 | 78575 | 34/100 |
| 11 | 78578 | 34/100 |
| 12 | 78583 | 34/100 |
Most distressed Cameron, TX ZIPs (0-100, 2026)
Mortgage delinquency in Cameron, TX
1.2% of Cameron, TX mortgages were ninety-plus days late (Cameron, TX, December 2025); Cameron, TX thirty-to-eighty-nine days late: 4.4%; Cameron, TX twelve-month change +0.4%; Cameron, TX peak since 2008: 3.6% (December 2009); Texas overall 1.2%. Cameron, TX ninety-day series: Dec 24 0.8, Jan 25 1.2, Feb 25 1.1 (Cameron, TX), Mar 25 1.0, Apr 25 1.1, May 25 1.3 (Cameron, TX), Jun 25 0.8, Jul 25 0.8, Aug 25 0.8 (Cameron, TX), Sep 25 0.8, Oct 25 1.1, Nov 25 1.4 (Cameron, TX), Dec 25 1.2.
Opportunity index: Cameron, TX
Cameron, TX index 33.7, Cameron, TX phase peak_opportunity; Cameron, TX primary driver vacancy, Cameron, TX second driver bank institutional. Cameron, TX components: property stress 27.0, foreclosure pressure 23.0, listing discounts 43.4, bank stress 57.0, insurance 0.0; Cameron, TX pulse 35.7; Cameron, TX capital opportunity 31.4; Cameron, TX seven-day change +0.5%.
ZIP market phases inside Cameron, TX
17 Cameron, TX ZIPs carry a price-cycle phase; Cameron, TX ZIPs by phase (Cameron, TX), deepest drawdown first: neutral, +4.3% YoY (Cameron, TX): 78520, 78521, 78526, 78535, Cameron, TX 78550, 78552, 78559, 78566, Cameron, TX 78567, 78575, 78578, 78583, Cameron, TX 78586, 78592, 78593; peak, +1.8% YoY (Cameron, TX): 78569.
Residential listings by Cameron, TX ZIP
Cameron, TX ZIPs with the most tracked Cameron, TX residential listings: 78550 15 listings, 6 candidates, bank pressure 60; 78552 10 listings, 10 candidates, bank pressure 60; 78586 8 listings, 2 candidates, bank pressure 60; 78566 4 listings, 2 candidates, bank pressure 60 (Cameron, TX); 78597 4 listings, 1 candidates, bank pressure 60; 78520 3 listings, 1 candidates, bank pressure 60; 78521 3 listings, 0 candidates, bank pressure 60; 78526 3 listings, 1 candidates, bank pressure 60. Cameron, TX totals: 57 listings; Cameron, TX candidates 27; active ZIPs 3.
HUD assisted housing in Cameron, TX
18 assisted properties with 1,634 units sit in Cameron, TX; largest Cameron, TX properties: Paseo Pointe Apartments (Los Fresnos) 208 units; Hacienda Del Sol Apartments (San Benito) 152 units; Sundance Meadows (Brownsville) 132 units in Cameron, TX; Sunquest Apartments (Harlingen) 128 units; Ovation Senior Living Apartments (Brownsville) 124 units; Capella Apartments - Ie - 12/19/2019 (Olmito) 120 units.
Lenders with branches in Cameron, TX
Cameron, TX lenders by branch count: International Bk Of Com (Cameron, TX): stress 46, 12 branches low in Cameron, TX; First Community Bank (Cameron, TX): stress 59, 7 branches low in Cameron, TX; Lone Star National Bank (Cameron, TX): stress 56, 6 branches low in Cameron, TX; Texas Regional Bank (Cameron, TX): stress 87, 5 branches low in Cameron, TX; Plainscapital Bank (Cameron, TX): stress 66, 5 branches low in Cameron, TX; Woodforest National Bank (Cameron, TX): stress 54, 3 branches low in Cameron, TX; First National Bank Texas (Cameron, TX): stress 77, 2 branches low in Cameron, TX; Rio Bank (Cameron, TX): stress 70, 2 branches low in Cameron, TX.
Vacancy and permits, Cameron, TX
21,246 of 159,679 Cameron, TX housing units are vacant; Cameron, TX permits, twelve months: 585 multifamily units in Cameron, TX, 1,779 one-to-four unit units.
Work Cameron, TX at the parcel level
Every Cameron, TX parcel carries owner and address; every Cameron, TX parcel carries APN; Cameron, TX distress scores sit on the Cameron, TX live board.
Cameron, TX figures refresh with each source.
Cameron, TX questions
Most distressed ZIP code in Cameron County, TX?
ZIP 78526 leads Cameron, TX at 35/100; next in Cameron, TX: 78520 at 34/100; the Cameron, TX average is 34/100.
Where does Cameron County, TX rank for investment opportunity?
Cameron, TX is #443 among all ranked counties, #61 in Texas; the Cameron, TX driver is vacancy; Cameron, TX moved up 509 places.
How many mortgages are delinquent in Cameron County, TX?
1.2% of Cameron, TX mortgages were ninety-plus days late in December 2025; the Cameron, TX peak since 2008 was 3.6%.
Which banks lend in Cameron County, TX?
8 watched lenders hold Cameron, TX branches; the largest Cameron, TX footprints are International Bk Of Com (12), First Community Bank (7), Lone Star National Bank (6).
More on Cameron, TX
Cameron County, TX distress report: public-record figures for Cameron, TX; not legal advice for Cameron, TX; not tax or investment advice; verify every Cameron, TX record before acting.