Carbon County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carbon County, Utah? DLRadar grades every Carbon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Carbon County breakdown.
- Carbon County's most distressed ZIP is 84501 at 12/100.
- 6 ZIP codes tracked in Carbon County, averaging 12/100 distress.
- Carbon County reads peak — home values up 2.1% year over year.
- Vacancy runs 17.8% across Carbon County's tracked ZIPs, with a 15.7% poverty rate.
- The typical Carbon County home is worth about $170,240 against a ~$53,540 median income.
- Lending headwind in Carbon County sits at 55/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84501 | 12/100 |
| 2 | 84520 | 12/100 |
| 3 | 84526 | 12/100 |
| 4 | 84529 | 12/100 |
| 5 | 84539 | 12/100 |
| 6 | 84542 | 12/100 |
Most distressed ZIP codes in Carbon County (composite distress 0-100, 2026)
What is driving Carbon County distress
Nothing here is estimated: Carbon County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Carbon County market phase and pricing
The cycle in Carbon County is peak, with values up 2.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Carbon County
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Questions and answers
What is the most distressed ZIP code in Carbon County, UT?
ZIP 84501 leads Carbon County at 12/100, recomputed monthly from public records.
Which phase does Carbon County sit in right now?
Carbon County is classified peak with a 2.1% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Carbon County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 6 ZIP codes in Carbon County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Carbon County ZIP codes?
Averaging the county conceals how uneven it is. Across the Carbon County ZIPs DLRadar ranks, scores run from 12/100 in 84501 down to 12/100 in 84542, against a Carbon County average of 12/100. That 0-point gap is why acquisition targeting in Carbon County works at ZIP level rather than county level.
What do Carbon County home values and vacancy say about distressed supply?
The typical Carbon County home carries about $170,240 of value against a median household income near $53,540. Vacancy across Carbon County's tracked ZIPs runs 17.8% and the poverty rate is 15.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Carbon County's foreclosure and lien filings and its 55/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.