Carroll County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carroll County, Indiana? DLRadar grades every Carroll County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Carroll County breakdown.
- Carroll County's most distressed ZIP is 47905 at 24/100.
- 17 ZIP codes tracked in Carroll County, averaging 19/100 distress.
- Carroll County reads peak — home values up 3.4% year over year.
- Vacancy runs 9.1% across Carroll County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Carroll County home is worth about $183,529 against a ~$62,879 median income.
- Lending headwind in Carroll County sits at 47/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47905 | 24/100 |
| 2 | 47920 | 24/100 |
| 3 | 47923 | 23/100 |
| 4 | 47950 | 22/100 |
| 5 | 47960 | 22/100 |
| 6 | 46923 | 20/100 |
| 7 | 47926 | 20/100 |
| 8 | 46041 | 18/100 |
| 9 | 46065 | 18/100 |
| 10 | 46947 | 18/100 |
| 11 | 46932 | 17/100 |
| 12 | 46913 | 15/100 |
Most distressed ZIP codes in Carroll County (composite distress 0-100, 2026)
What is driving Carroll County distress
DLRadar builds Carroll County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Carroll County market phase and pricing
Phase for Carroll County: peak (+3.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Carroll County
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Common questions
Which Carroll County ZIP scores worst for distress?
ZIP 47905 leads Carroll County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Carroll County at?
Carroll County currently sits in peak, with values up 3.4% year on year, based on FHFA price-index trajectory.
Can the Carroll County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Carroll County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carroll County ZIP codes?
A single county score papers over real variation. Across the Carroll County ZIPs DLRadar ranks, scores run from 24/100 in 47905 down to 15/100 in 46913, against a Carroll County average of 19/100. A spread of 9 points means Carroll County has to be worked ZIP by ZIP.
What do Carroll County home values and vacancy say about distressed supply?
The typical Carroll County home carries about $183,529 of value against a median household income near $62,879. Vacancy across Carroll County's tracked ZIPs runs 9.1% and the poverty rate is 8.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Carroll County's foreclosure and tax-lien filings and its 47/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.