Carroll County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carroll County, IN distress report, 2026: 17 ZIPs scored in Carroll, IN, Carroll, IN average 20/100; the top Carroll, IN ZIP is 47920 at 25/100; Carroll, IN market phase peak, Carroll, IN prices +3.4% year over year.
- Carroll, IN ranks #2,249 nationally (opportunity index); Carroll, IN #69 in Indiana; Carroll, IN index 26.9.
- Carroll, IN: no CFPB county sample; Carroll, IN metro area reading 0.8%.
- Carroll, IN ZIP phases: 17 peak.
- Carroll, IN residential listings tracked: 1 across 7 ZIPs; Carroll, IN candidate listings 0.
- Carroll, IN HUD assisted properties: 1 with 10 units.
- Carroll, IN lenders on watch: 4; largest Carroll, IN footprint Security Fsb (1 branch).
- Carroll, IN most distressed ZIP: 47920 at 25/100.
Carroll, IN figures: DLRadar distress index; Carroll, IN inputs: CFPB, FHFA, HUD, FDIC; Carroll, IN rebuilt as sources refresh.
| Rank | Carroll, IN ZIP | Score |
|---|---|---|
| 1 | 47920 | 25/100 |
| 2 | 47923 | 25/100 |
| 3 | 47950 | 25/100 |
| 4 | 47905 | 24/100 |
| 5 | 47960 | 24/100 |
| 6 | 46947 | 22/100 |
| 7 | 47926 | 22/100 |
| 8 | 46041 | 21/100 |
| 9 | 46923 | 20/100 |
| 10 | 46932 | 20/100 |
| 11 | 46065 | 19/100 |
| 12 | 46913 | 15/100 |
Most distressed Carroll, IN ZIPs (0-100, 2026)
Mortgage delinquency around Carroll, IN
No CFPB county sample covers Carroll, IN; the metro area reading for Carroll, IN (Lafayette-West Lafayette, IN): 0.8% ninety-plus; Carroll, IN area thirty-to-eighty-nine 1.7% (December 2025, Carroll, IN); Indiana overall 1.0%.
Opportunity index: Carroll, IN
Carroll, IN index 26.9, Carroll, IN phase weak; Carroll, IN primary driver vacancy, Carroll, IN second driver bank institutional. Carroll, IN components: property stress 22.4, foreclosure pressure 22.9, listing discounts 13.0, bank stress 52.0, insurance 0.0; Carroll, IN pulse 32.0; Carroll, IN capital opportunity 19.3; Carroll, IN seven-day change +0.6%.
ZIP market phases inside Carroll, IN
17 Carroll, IN ZIPs carry a price-cycle phase; Carroll, IN ZIPs by phase (Carroll, IN), deepest drawdown first: peak, +4.2% YoY (Carroll, IN): 46041, 46947, 47950; peak, +4.0% YoY (Carroll, IN): 46065, 47926; peak, +3.4% YoY (Carroll, IN): 46913, 46915, 46917, 46920, Carroll, IN 46923, 47905; peak, +3.8% YoY (Carroll, IN): 46929; peak, +4.5% YoY (Carroll, IN): 46932; peak, +3.6% YoY (Carroll, IN): 47920; peak, +4.3% YoY (Carroll, IN): 47923; peak, +4.1% YoY (Carroll, IN): 47960.
Residential listings by Carroll, IN ZIP
Carroll, IN ZIPs with the most tracked Carroll, IN residential listings: 46915 1 listings, 0 candidates, bank pressure 58; 46913 0 listings, 0 candidates, bank pressure 58; 46917 0 listings, 0 candidates, bank pressure 58; 46920 0 listings, 0 candidates, bank pressure 58 (Carroll, IN); 46923 0 listings, 0 candidates, bank pressure 61; 46929 0 listings, 0 candidates, bank pressure 62; 47997 0 listings, 0 candidates, bank pressure 58. Carroll, IN totals: 1 listings; Carroll, IN candidates 0; active ZIPs 1.
HUD assisted housing in Carroll, IN
1 assisted properties with 10 units sit in Carroll, IN; largest Carroll, IN properties: Access Housing Of Carroll County (Flora) 10 units, 10 assisted.
Lenders with branches in Carroll, IN
Carroll, IN lenders by branch count: Security Fsb (Carroll, IN): stress 75, 1 branch low in Carroll, IN; First Merchants Bank (Carroll, IN): stress 65, 1 branch low in Carroll, IN; First Farmers Bank&Trust Co (Carroll, IN): stress 58, 1 branch low in Carroll, IN; Horizon Bank (Carroll, IN): stress 48, 1 branch low in Carroll, IN.
Vacancy and permits, Carroll, IN
1,474 of 9,559 Carroll, IN housing units are vacant; Carroll, IN permits, twelve months: 0 multifamily units in Carroll, IN, 59 one-to-four unit units.
Work Carroll, IN at the parcel level
Every Carroll, IN parcel carries owner and address; every Carroll, IN parcel carries APN; Carroll, IN distress scores sit on the Carroll, IN live board.
Carroll, IN figures refresh with each source.
Carroll, IN questions
Most distressed ZIP code in Carroll County, IN?
ZIP 47920 leads Carroll, IN at 25/100; next in Carroll, IN: 47923 at 25/100; the Carroll, IN average is 20/100.
Where does Carroll County, IN rank for investment opportunity?
Carroll, IN is #2,249 among all ranked counties, #69 in Indiana; the Carroll, IN driver is vacancy; Carroll, IN moved down 318 places.
How many mortgages are delinquent in Carroll County, IN?
Carroll, IN takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Carroll, IN.
Which banks lend in Carroll County, IN?
4 watched lenders hold Carroll, IN branches; the largest Carroll, IN footprints are Security Fsb (1), First Merchants Bank (1), First Farmers Bank&Trust Co (1).
More on Carroll, IN
Carroll County, IN distress report: public-record figures for Carroll, IN; not legal advice for Carroll, IN; not tax or investment advice; verify every Carroll, IN record before acting.