Carroll County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carroll County, Virginia? DLRadar grades every Carroll County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Carroll County breakdown.
- Carroll County's most distressed ZIP is 24325 at 26/100.
- 17 ZIP codes tracked in Carroll County, averaging 23/100 distress.
- Carroll County reads expansion — home values up 5.5% year over year.
- Vacancy runs 24.7% across Carroll County's tracked ZIPs, with a 16.4% poverty rate.
- The typical Carroll County home is worth about $159,429 against a ~$51,630 median income.
- Lending headwind in Carroll County sits at 57/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24325 | 26/100 |
| 2 | 24328 | 26/100 |
| 3 | 24351 | 26/100 |
| 4 | 24352 | 26/100 |
| 5 | 24381 | 26/100 |
| 6 | 24312 | 25/100 |
| 7 | 24317 | 25/100 |
| 8 | 24343 | 25/100 |
| 9 | 24333 | 24/100 |
| 10 | 24347 | 24/100 |
| 11 | 24350 | 24/100 |
| 12 | 24330 | 23/100 |
Most distressed ZIP codes in Carroll County (composite distress 0-100, 2026)
What is driving Carroll County distress
Carroll County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Carroll County market phase and pricing
Phase for Carroll County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Carroll County
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Questions about this county
What is the hardest-hit ZIP in Carroll County?
ZIP 24325 leads Carroll County at 26/100, recomputed monthly from public records.
Which phase does Carroll County sit in right now?
Carroll County currently sits in expansion, with values up 5.5% year on year, based on FHFA price-index trajectory.
How is the Carroll County data sourced?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 17 ZIP codes in Carroll County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Carroll County ZIP codes?
A county average hides the spread. Across the Carroll County ZIPs DLRadar ranks, scores run from 26/100 in 24325 down to 23/100 in 24330, against a Carroll County average of 23/100. Because the gap runs to 3 points, Carroll County rewards ZIP-level precision.
What do Carroll County home values and vacancy say about distressed supply?
The typical Carroll County home carries about $159,429 of value against a median household income near $51,630. Vacancy across Carroll County's tracked ZIPs runs 24.7% and the poverty rate is 16.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Carroll County's filings and its 57/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.