Carter County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carter County, Missouri? DLRadar grades every Carter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Carter County breakdown.
- Carter County's most distressed ZIP is 63935 at 31/100.
- 5 ZIP codes tracked in Carter County, averaging 22/100 distress.
- Carter County reads peak — home values up 4.4% year over year.
- Vacancy runs 28% across Carter County's tracked ZIPs, with a 25.6% poverty rate.
- The typical Carter County home is worth about $143,750 against a ~$47,748 median income.
- Lending headwind in Carter County sits at 9/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 63935 | 31/100 |
| 2 | 63941 | 22/100 |
| 3 | 63943 | 21/100 |
| 4 | 63965 | 19/100 |
| 5 | 63937 | 18/100 |
Most distressed ZIP codes in Carter County (composite distress 0-100, 2026)
What is driving Carter County distress
Nothing here is estimated: Carter County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Carter County market phase and pricing
Carter County reads peak — home prices rose 4.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Carter County
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Questions and answers
What is the most distressed ZIP code in Carter County, MO?
ZIP 63935 leads Carter County at 31/100, recomputed monthly from public records.
Where is Carter County in the housing cycle?
The market phase for Carter County is peak, prices rising 4.4% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Carter County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Carter County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carter County ZIP codes?
Averaging the county conceals how uneven it is. Across the Carter County ZIPs DLRadar ranks, scores run from 31/100 in 63935 down to 18/100 in 63937, against a Carter County average of 22/100. That 13-point gap is why acquisition targeting in Carter County works at ZIP level rather than county level.
What do Carter County home values and vacancy say about distressed supply?
The typical Carter County home carries about $143,750 of value against a median household income near $47,748. Vacancy across Carter County's tracked ZIPs runs 28% and the poverty rate is 25.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Carter County's foreclosure and lien filings and its 9/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.