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Cass County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Cass County, Minnesota? DLRadar grades every Cass County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Cass County breakdown.

  • Cass County's most distressed ZIP is 56473 at 19/100.
  • 24 ZIP codes tracked in Cass County, averaging 16/100 distress.
  • Cass County reads peak — home values up 2.7% year over year.
  • Vacancy runs 42.5% across Cass County's tracked ZIPs, with a 13.1% poverty rate.
  • The typical Cass County home is worth about $264,817 against a ~$69,068 median income.
  • Lending headwind in Cass County sits at 14/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
15647319/100
25640118/100
35643518/100
45644818/100
55645218/100
65646618/100
75646818/100
85647218/100
95647418/100
105648418/100
115662618/100
125664118/100

Most distressed ZIP codes in Cass County (composite distress 0-100, 2026)

What is driving Cass County distress

Cass County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Cass County market phase and pricing

DLRadar places Cass County in peak; prices moved up 2.7% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Cass County

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What people ask

Which ZIP code leads Cass County on distress?

ZIP 56473 leads Cass County at 19/100, recomputed monthly from public records.

What market phase is Cass County in?

Cass County currently sits in peak, with values up 2.7% year on year, based on FHFA price-index trajectory.

What is this Cass County analysis built from?

Cass County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 24 ZIPs are comparable to anywhere else.

How much do distress scores vary between Cass County ZIP codes?

Averaging the county conceals how uneven it is. Across the Cass County ZIPs DLRadar ranks, scores run from 19/100 in 56473 down to 18/100 in 56641, against a Cass County average of 16/100. A spread of 1 points means Cass County has to be worked ZIP by ZIP.

What do Cass County home values and vacancy say about distressed supply?

The typical Cass County home carries about $264,817 of value against a median household income near $69,068. Vacancy across Cass County's tracked ZIPs runs 42.5% and the poverty rate is 13.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Cass County's filings and its 14/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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