Cass County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cass County, MN distress report, 2026: 24 ZIPs scored in Cass, MN, Cass, MN average 17/100; the top Cass, MN ZIP is 56636 at 23/100; Cass, MN market phase peak, Cass, MN prices +2.7% year over year.
- Cass, MN ranks #722 nationally (opportunity index); Cass, MN #2 in Minnesota; Cass, MN index 32.3.
- Cass, MN: no CFPB county sample; Cass, MN metro area reading 0.9%.
- Cass, MN ZIP phases: 24 peak.
- Cass, MN residential listings tracked: 31 across 13 ZIPs; Cass, MN candidate listings 14.
- Cass, MN lenders on watch: 4; largest Cass, MN footprint First National Bank North (5 branches).
- Cass, MN most distressed ZIP: 56636 at 23/100.
Cass, MN figures: DLRadar distress index; Cass, MN inputs: CFPB, FHFA, HUD, FDIC; Cass, MN rebuilt as sources refresh.
| Rank | Cass, MN ZIP | Score |
|---|---|---|
| 1 | 56636 | 23/100 |
| 2 | 56435 | 19/100 |
| 3 | 56452 | 19/100 |
| 4 | 56466 | 19/100 |
| 5 | 56473 | 19/100 |
| 6 | 56484 | 19/100 |
| 7 | 56626 | 19/100 |
| 8 | 56641 | 19/100 |
| 9 | 56655 | 19/100 |
| 10 | 56662 | 19/100 |
| 11 | 56672 | 19/100 |
| 12 | 56474 | 18/100 |
Most distressed Cass, MN ZIPs (0-100, 2026)
Mortgage delinquency around Cass, MN
No CFPB county sample covers Cass, MN; the metro area reading for Cass, MN (Brainerd, MN): 0.9% ninety-plus; Cass, MN area thirty-to-eighty-nine 1.5% (December 2025, Cass, MN); Minnesota overall 0.6%.
Opportunity index: Cass, MN
Cass, MN index 32.3, Cass, MN phase early_signal; Cass, MN primary driver vacancy, Cass, MN second driver bank institutional. Cass, MN components: property stress 23.0, foreclosure pressure 24.6, listing discounts 26.3, bank stress 61.7, insurance 0.0; Cass, MN pulse 38.6; Cass, MN capital opportunity 22.8; Cass, MN seven-day change +0.3%.
ZIP market phases inside Cass, MN
24 Cass, MN ZIPs carry a price-cycle phase; Cass, MN ZIPs by phase (Cass, MN), deepest drawdown first: peak, +3.2% YoY (Cass, MN): 55785, 56433, 56477, 56479; peak, +2.7% YoY (Cass, MN): 56401, 56435, 56448, 56452, Cass, MN 56468, 56472, 56474; peak, +3.4% YoY (Cass, MN): 56461; peak, +3.1% YoY (Cass, MN): 56464; peak, +2.9% YoY (Cass, MN): 56466; peak, +2.8% YoY (Cass, MN): 56473; peak, +3.3% YoY (Cass, MN): 56481.
Residential listings by Cass, MN ZIP
Cass, MN ZIPs with the most tracked Cass, MN residential listings: 56472 5 listings, 2 candidates, bank pressure 62; 56672 5 listings, 3 candidates, bank pressure 58; 56633 4 listings, 1 candidates, bank pressure 57; 56452 3 listings, 2 candidates, bank pressure 58 (Cass, MN); 56466 3 listings, 1 candidates, bank pressure 63; 56474 3 listings, 1 candidates, bank pressure 62; 56435 2 listings, 0 candidates, bank pressure 62; 56473 2 listings, 2 candidates, bank pressure 61. Cass, MN totals: 31 listings; Cass, MN candidates 14; active ZIPs 1.
Lenders with branches in Cass, MN
Cass, MN lenders by branch count: First National Bank North (Cass, MN): stress 33, 5 branches low in Cass, MN; Pine River State Bank (Cass, MN): stress 79, 2 branches low in Cass, MN; Western National Bank (Cass, MN): stress 63, 1 branch low in Cass, MN; American Nb Of Minnesota (Cass, MN): stress 61, 1 branch low in Cass, MN.
Vacancy and permits, Cass, MN
11,596 of 24,470 Cass, MN housing units are vacant; Cass, MN permits, twelve months: 15 multifamily units in Cass, MN, 269 one-to-four unit units.
Work Cass, MN at the parcel level
Every Cass, MN parcel carries owner and address; every Cass, MN parcel carries APN; Cass, MN distress scores sit on the Cass, MN live board.
Cass, MN figures refresh with each source.
Cass, MN questions
Most distressed ZIP code in Cass County, MN?
ZIP 56636 leads Cass, MN at 23/100; next in Cass, MN: 56435 at 19/100; the Cass, MN average is 17/100.
Where does Cass County, MN rank for investment opportunity?
Cass, MN is #722 among all ranked counties, #2 in Minnesota; the Cass, MN driver is vacancy; Cass, MN moved down 276 places.
How many mortgages are delinquent in Cass County, MN?
Cass, MN takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Cass, MN.
Which banks lend in Cass County, MN?
4 watched lenders hold Cass, MN branches; the largest Cass, MN footprints are First National Bank North (5), Pine River State Bank (2), Western National Bank (1).
More on Cass, MN
Cass County, MN distress report: public-record figures for Cass, MN; not legal advice for Cass, MN; not tax or investment advice; verify every Cass, MN record before acting.