Chatham County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chatham County, North Carolina? DLRadar grades every Chatham County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Chatham County breakdown.
- Chatham County's most distressed ZIP is 27349 at 34/100.
- 20 ZIP codes tracked in Chatham County, averaging 31/100 distress.
- Chatham County reads peak — home values up 1.3% year over year, 0.4% off peak.
- Vacancy runs 8.5% across Chatham County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Chatham County home is worth about $392,622 against a ~$111,452 median income.
- Lending headwind in Chatham County sits at 45/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27349 | 34/100 |
| 2 | 27502 | 34/100 |
| 3 | 27519 | 34/100 |
| 4 | 27540 | 33/100 |
| 5 | 27298 | 32/100 |
| 6 | 27523 | 32/100 |
| 7 | 27562 | 32/100 |
| 8 | 27207 | 31/100 |
| 9 | 27208 | 31/100 |
| 10 | 27213 | 31/100 |
| 11 | 27252 | 31/100 |
| 12 | 27256 | 31/100 |
Most distressed ZIP codes in Chatham County (composite distress 0-100, 2026)
What is driving Chatham County distress
The Chatham County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 31/100 ZIP average. No proprietary or modelled inputs enter the score.
Chatham County market phase and pricing
Phase for Chatham County: peak (+1.3% YoY, 0.4% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Chatham County
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Common questions
Which part of Chatham County, NC scores highest for distress?
ZIP 27349 leads Chatham County at 34/100, recomputed monthly from public records.
Which phase does Chatham County sit in right now?
Chatham County currently sits in peak, with values up 1.3% year on year, based on FHFA price-index trajectory.
Can the Chatham County figures be verified?
Chatham County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 20 ZIPs are comparable to anywhere else.
How much do distress scores vary between Chatham County ZIP codes?
A county average hides the spread. Across the Chatham County ZIPs DLRadar ranks, scores run from 34/100 in 27349 down to 31/100 in 27256, against a Chatham County average of 31/100. That 3-point gap is why acquisition targeting in Chatham County works at ZIP level rather than county level.
What do Chatham County home values and vacancy say about distressed supply?
The typical Chatham County home carries about $392,622 of value against a median household income near $111,452. Vacancy across Chatham County's tracked ZIPs runs 8.5% and the poverty rate is 10.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Chatham County's foreclosure and tax-lien filings and its 45/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.