Chatham County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chatham County, NC distress report, 2026: 20 ZIPs scored in Chatham, NC, Chatham, NC average 30/100; the top Chatham, NC ZIP is 27349 at 32/100; Chatham, NC market phase peak, Chatham, NC prices +1.3% year over year.
- Chatham, NC ranks #1,445 nationally (opportunity index); Chatham, NC #63 in North Carolina; Chatham, NC index 29.6.
- Chatham, NC: no CFPB county sample; Chatham, NC metro area reading 0.4%.
- Chatham, NC ZIP phases: 18 peak, 1 neutral, 1 expansion.
- Chatham, NC residential listings tracked: 55 across 11 ZIPs; Chatham, NC candidate listings 17.
- Chatham, NC HUD assisted properties: 1 with 0 units.
- Chatham, NC lenders on watch: 4; largest Chatham, NC footprint Truist Bank (3 branches).
- Chatham, NC most distressed ZIP: 27349 at 32/100.
Chatham, NC figures: DLRadar distress index; Chatham, NC inputs: CFPB, FHFA, HUD, FDIC; Chatham, NC rebuilt as sources refresh.
| Rank | Chatham, NC ZIP | Score |
|---|---|---|
| 1 | 27349 | 32/100 |
| 2 | 27502 | 32/100 |
| 3 | 27519 | 32/100 |
| 4 | 27540 | 32/100 |
| 5 | 27562 | 31/100 |
| 6 | 27207 | 30/100 |
| 7 | 27213 | 30/100 |
| 8 | 27252 | 30/100 |
| 9 | 27256 | 30/100 |
| 10 | 27298 | 30/100 |
| 11 | 27312 | 30/100 |
| 12 | 27330 | 30/100 |
Most distressed Chatham, NC ZIPs (0-100, 2026)
Mortgage delinquency around Chatham, NC
No CFPB county sample covers Chatham, NC; the metro area reading for Chatham, NC (Durham-Chapel Hill, NC): 0.4% ninety-plus; Chatham, NC area thirty-to-eighty-nine 1.1% (December 2025, Chatham, NC); North Carolina overall 0.9%.
Opportunity index: Chatham, NC
Chatham, NC index 29.6, Chatham, NC phase early_signal; Chatham, NC primary driver bank institutional, Chatham, NC second driver vacancy. Chatham, NC components: property stress 20.8, foreclosure pressure 21.6, listing discounts 34.6, bank stress 55.4, insurance 0.0; Chatham, NC pulse 31.3; Chatham, NC capital opportunity 27.1; Chatham, NC seven-day change -0.2%.
ZIP market phases inside Chatham, NC
20 Chatham, NC ZIPs carry a price-cycle phase; Chatham, NC ZIPs by phase (Chatham, NC), deepest drawdown first: peak, +2.1% YoY, 0.5% off peak (Chatham, NC): 27208; peak, +1.3% YoY, 0.4% off peak (Chatham, NC): 27207, 27213, 27252, 27256, Chatham, NC 27516, 27517, 27559, 27713; peak, +1.4% YoY, 0.4% off peak (Chatham, NC): 27312; peak, +1.5% YoY, 0.4% off peak (Chatham, NC): 27344; peak, +1.2% YoY, 0.3% off peak (Chatham, NC): 27523; peak, +1.1% YoY, 0.3% off peak (Chatham, NC): 27562; peak, +0.8% YoY, 0.2% off peak (Chatham, NC): 27502, 27519; peak, +1.6% YoY, 0.2% off peak (Chatham, NC): 27330.
Residential listings by Chatham, NC ZIP
Chatham, NC ZIPs with the most tracked Chatham, NC residential listings: 27517 20 listings, 3 candidates, bank pressure 62; 27523 18 listings, 8 candidates, bank pressure 58; 27562 5 listings, 2 candidates, bank pressure 58; 27312 4 listings, 1 candidates, bank pressure 58 (Chatham, NC); 27208 2 listings, 0 candidates, bank pressure 60; 27344 2 listings, 0 candidates, bank pressure 60; 27559 2 listings, 2 candidates, bank pressure 61; 27207 1 listings, 0 candidates, bank pressure 61. Chatham, NC totals: 55 listings; Chatham, NC candidates 17; active ZIPs 9.
HUD assisted housing in Chatham, NC
1 assisted properties with 0 units sit in Chatham, NC; largest Chatham, NC properties: Sanctuary At Powell Place (Pittsboro) 0 units.
Lenders with branches in Chatham, NC
Chatham, NC lenders by branch count: Truist Bank (Chatham, NC): stress 62, 3 branches low in Chatham, NC; First-Citizens Bank&Trust Co (Chatham, NC): stress 71, 2 branches low in Chatham, NC; Fidelity Bank (Chatham, NC): stress 56, 2 branches low in Chatham, NC; First Bank (Chatham, NC): stress 47, 2 branches low in Chatham, NC.
Vacancy and permits, Chatham, NC
2,910 of 35,914 Chatham, NC housing units are vacant; Chatham, NC permits, twelve months: 0 multifamily units in Chatham, NC, 498 one-to-four unit units.
Work Chatham, NC at the parcel level
Every Chatham, NC parcel carries owner and address; every Chatham, NC parcel carries APN; Chatham, NC distress scores sit on the Chatham, NC live board.
Chatham, NC figures refresh with each source.
Chatham, NC questions
Most distressed ZIP code in Chatham County, NC?
ZIP 27349 leads Chatham, NC at 32/100; next in Chatham, NC: 27502 at 32/100; the Chatham, NC average is 30/100.
Where does Chatham County, NC rank for investment opportunity?
Chatham, NC is #1,445 among all ranked counties, #63 in North Carolina; the Chatham, NC driver is bank institutional; Chatham, NC moved up 562 places.
How many mortgages are delinquent in Chatham County, NC?
Chatham, NC takes the metro area reading of 0.4% for December 2025; no CFPB county sample covers Chatham, NC.
Which banks lend in Chatham County, NC?
4 watched lenders hold Chatham, NC branches; the largest Chatham, NC footprints are Truist Bank (3), First-Citizens Bank&Trust Co (2), Fidelity Bank (2).
More on Chatham, NC
Chatham County, NC distress report: public-record figures for Chatham, NC; not legal advice for Chatham, NC; not tax or investment advice; verify every Chatham, NC record before acting.