Chesterfield County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chesterfield County, SC distress report, 2026: 11 ZIPs scored in Chesterfield, SC, Chesterfield, SC average 25/100; the top Chesterfield, SC ZIP is 29009 at 33/100; Chesterfield, SC market phase expansion, Chesterfield, SC prices +6.4% year over year.
- Chesterfield, SC ranks #784 nationally (opportunity index); Chesterfield, SC #31 in South Carolina; Chesterfield, SC index 32.0.
- Chesterfield, SC: no CFPB county sample; Chesterfield, SC non-metro area reading 1.4%.
- Chesterfield, SC ZIP phases: 10 expansion, 1 peak.
- Chesterfield, SC residential listings tracked: 7 across 8 ZIPs; Chesterfield, SC candidate listings 3.
- Chesterfield, SC HUD assisted properties: 6 with 76 units.
- Chesterfield, SC lenders on watch: 3; largest Chesterfield, SC footprint Carolina Bank&Trust Co (2 branches).
- Chesterfield, SC most distressed ZIP: 29009 at 33/100.
Chesterfield, SC figures: DLRadar distress index; Chesterfield, SC inputs: CFPB, FHFA, HUD, FDIC; Chesterfield, SC rebuilt as sources refresh.
| Rank | Chesterfield, SC ZIP | Score |
|---|---|---|
| 1 | 29009 | 33/100 |
| 2 | 29718 | 26/100 |
| 3 | 29520 | 25/100 |
| 4 | 29584 | 25/100 |
| 5 | 29709 | 25/100 |
| 6 | 29727 | 25/100 |
| 7 | 29728 | 25/100 |
| 8 | 29741 | 25/100 |
| 9 | 29101 | 24/100 |
| 10 | 29593 | 21/100 |
| 11 | 29550 | 20/100 |
Most distressed Chesterfield, SC ZIPs (0-100, 2026)
Mortgage delinquency around Chesterfield, SC
No CFPB county sample covers Chesterfield, SC; the non-metro area reading for Chesterfield, SC: 1.4% ninety-plus; Chesterfield, SC area thirty-to-eighty-nine 4.5% (December 2025, Chesterfield, SC); South Carolina overall 1.2%.
Opportunity index: Chesterfield, SC
Chesterfield, SC index 32.0, Chesterfield, SC phase early_signal; Chesterfield, SC primary driver vacancy, Chesterfield, SC second driver construction. Chesterfield, SC components: property stress 24.5, foreclosure pressure 23.2, listing discounts 26.9, bank stress 51.9, insurance 0.0; Chesterfield, SC pulse 36.4; Chesterfield, SC capital opportunity 25.3; Chesterfield, SC seven-day change -0.4%.
ZIP market phases inside Chesterfield, SC
11 Chesterfield, SC ZIPs carry a price-cycle phase; Chesterfield, SC ZIPs by phase (Chesterfield, SC), deepest drawdown first: expansion, +6.2% YoY, 2.1% off peak (Chesterfield, SC): 29550; expansion, +6.2% YoY, 1.6% off peak (Chesterfield, SC): 29593; expansion, +6.3% YoY, 0.3% off peak (Chesterfield, SC): 29101; peak, +3.9% YoY (Chesterfield, SC): 29009; expansion, +6.4% YoY (Chesterfield, SC): 29520, 29584, 29709, 29727, Chesterfield, SC 29728, 29741; expansion, +6.0% YoY (Chesterfield, SC): 29718.
Residential listings by Chesterfield, SC ZIP
Chesterfield, SC ZIPs with the most tracked Chesterfield, SC residential listings: 29520 4 listings, 2 candidates, bank pressure 58; 29709 2 listings, 1 candidates, bank pressure 57; 29101 1 listings, 0 candidates, bank pressure 60; 29584 0 listings, 0 candidates, bank pressure 57 (Chesterfield, SC); 29718 0 listings, 0 candidates, bank pressure 63; 29727 0 listings, 0 candidates, bank pressure 57; 29728 0 listings, 0 candidates, bank pressure 57; 29741 0 listings, 0 candidates, bank pressure 57. Chesterfield, SC totals: 7 listings; Chesterfield, SC candidates 3; active ZIPs 1.
HUD assisted housing in Chesterfield, SC
6 assisted properties with 76 units sit in Chesterfield, SC; largest Chesterfield, SC properties: Chesterfield Courts, Inc. (Cheraw) 40 units, 40 assisted; Arrowhead Place Apartments,Inc. (Cheraw) 12 units, 12 assisted; Dream Builders I (Chesterfield) 8 units, 8 assisted in Chesterfield, SC; Hope Housing, Inc. (Jefferson) 8 units, 8 assisted; Brighter Tomorrows (Jefferson) 4 units, 4 assisted; Dream Builders Ii (Chesterfield) 4 units, 4 assisted.
Lenders with branches in Chesterfield, SC
Chesterfield, SC lenders by branch count: Carolina Bank&Trust Co (Chesterfield, SC): stress 43, 2 branches moderate in Chesterfield, SC; First Palmetto Bank (Chesterfield, SC): stress 66, 1 branch low in Chesterfield, SC; Citizens Bank (Chesterfield, SC): stress 63, 1 branch low in Chesterfield, SC.
Vacancy and permits, Chesterfield, SC
3,309 of 20,843 Chesterfield, SC housing units are vacant; Chesterfield, SC permits, twelve months: 3 multifamily units in Chesterfield, SC, 103 one-to-four unit units.
Work Chesterfield, SC at the parcel level
Every Chesterfield, SC parcel carries owner and address; every Chesterfield, SC parcel carries APN; Chesterfield, SC distress scores sit on the Chesterfield, SC live board.
Chesterfield, SC figures refresh with each source.
Chesterfield, SC questions
Most distressed ZIP code in Chesterfield County, SC?
ZIP 29009 leads Chesterfield, SC at 33/100; next in Chesterfield, SC: 29718 at 26/100; the Chesterfield, SC average is 25/100.
Where does Chesterfield County, SC rank for investment opportunity?
Chesterfield, SC is #784 among all ranked counties, #31 in South Carolina; the Chesterfield, SC driver is vacancy; Chesterfield, SC moved down 90 places.
How many mortgages are delinquent in Chesterfield County, SC?
Chesterfield, SC takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Chesterfield, SC.
Which banks lend in Chesterfield County, SC?
3 watched lenders hold Chesterfield, SC branches; the largest Chesterfield, SC footprints are Carolina Bank&Trust Co (2), First Palmetto Bank (1), Citizens Bank (1).
More on Chesterfield, SC
Chesterfield County, SC distress report: public-record figures for Chesterfield, SC; not legal advice for Chesterfield, SC; not tax or investment advice; verify every Chesterfield, SC record before acting.