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Chowan County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Chowan County, North Carolina? DLRadar grades every Chowan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Chowan County breakdown.

  • Chowan County's most distressed ZIP is 27919 at 22/100.
  • 4 ZIP codes tracked in Chowan County, averaging 20/100 distress.
  • Chowan County reads peak — home values up 2.8% year over year.
  • Vacancy runs 20.1% across Chowan County's tracked ZIPs, with a 12.6% poverty rate.
  • The typical Chowan County home is worth about $217,575 against a ~$58,323 median income.
  • Lending headwind in Chowan County sits at 47/100 — a forward read on distressed supply.

All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12791922/100
22793221/100
32798021/100
42794616/100

Most distressed ZIP codes in Chowan County (composite distress 0-100, 2026)

What is driving Chowan County distress

Nothing here is estimated: Chowan County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Chowan County market phase and pricing

Phase for Chowan County: peak (+2.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Chowan County

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Questions about this county

Where is distress highest inside Chowan County, NC?

ZIP 27919 leads Chowan County at 22/100, recomputed monthly from public records.

What market phase is Chowan County in?

FHFA price-index movement places Chowan County in peak; prices are up 2.8% over twelve months.

What are the sources behind these Chowan County numbers?

Each Chowan County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 4 local ZIPs and every other county in the country.

How much do distress scores vary between Chowan County ZIP codes?

A single county score papers over real variation. Across the Chowan County ZIPs DLRadar ranks, scores run from 22/100 in 27919 down to 16/100 in 27946, against a Chowan County average of 20/100. Those 6 points separate the ZIPs worth working in Chowan County from the rest.

What do Chowan County home values and vacancy say about distressed supply?

The typical Chowan County home carries about $217,575 of value against a median household income near $58,323. Vacancy across Chowan County's tracked ZIPs runs 20.1% and the poverty rate is 12.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Chowan County's foreclosure and lien filings and its 47/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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