Citrus County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Citrus County, Florida? DLRadar grades every Citrus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Citrus County breakdown.
- Citrus County's most distressed ZIP is 34428 at 37/100.
- 17 ZIP codes tracked in Citrus County, averaging 37/100 distress.
- Citrus County reads expansion — home values up 5.0% year over year.
- Vacancy runs 20.3% across Citrus County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Citrus County home is worth about $239,473 against a ~$56,186 median income.
- Lending headwind in Citrus County sits at 38/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34428 | 37/100 |
| 2 | 34429 | 37/100 |
| 3 | 34433 | 37/100 |
| 4 | 34434 | 37/100 |
| 5 | 34436 | 37/100 |
| 6 | 34442 | 37/100 |
| 7 | 34445 | 37/100 |
| 8 | 34446 | 37/100 |
| 9 | 34448 | 37/100 |
| 10 | 34450 | 37/100 |
| 11 | 34452 | 37/100 |
| 12 | 34453 | 37/100 |
Most distressed ZIP codes in Citrus County (composite distress 0-100, 2026)
What is driving Citrus County distress
Nothing here is estimated: Citrus County is scored from filings alone, and its ZIPs average 37/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Citrus County market phase and pricing
Phase for Citrus County: expansion (+5.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Citrus County
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Frequently asked
Where is distress highest inside Citrus County, FL?
ZIP 34428 leads Citrus County at 37/100, recomputed monthly from public records.
Which phase does Citrus County sit in right now?
FHFA price-index movement places Citrus County in expansion; prices are up 5.0% over twelve months.
What is this Citrus County analysis built from?
Each Citrus County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 17 local ZIPs and every other county in the country.
How much do distress scores vary between Citrus County ZIP codes?
A single county score papers over real variation. Across the Citrus County ZIPs DLRadar ranks, scores run from 37/100 in 34428 down to 37/100 in 34453, against a Citrus County average of 37/100. With 0 points between best and worst, county-level targeting in Citrus County wastes effort.
What do Citrus County home values and vacancy say about distressed supply?
The typical Citrus County home carries about $239,473 of value against a median household income near $56,186. Vacancy across Citrus County's tracked ZIPs runs 20.3% and the poverty rate is 15.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Citrus County's foreclosure and lien filings and its 38/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.