Clare County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clare County, MI distress report, 2026: 8 ZIPs scored in Clare, MI, Clare, MI average 13/100; the top Clare, MI ZIP is 49665 at 19/100; Clare, MI market phase expansion, Clare, MI prices +5.5% year over year.
- Clare, MI ranks #109 nationally (opportunity index); Clare, MI #5 in Michigan; Clare, MI index 37.0.
- Clare, MI: no CFPB county sample; Clare, MI non-metro area reading 1.0%.
- Clare, MI ZIP phases: 8 expansion.
- Clare, MI residential listings tracked: 22 across 5 ZIPs; Clare, MI candidate listings 8.
- Clare, MI lenders on watch: 2; largest Clare, MI footprint Isabella Bank (3 branches).
- Clare, MI most distressed ZIP: 49665 at 19/100.
Clare, MI figures: DLRadar distress index; Clare, MI inputs: CFPB, FHFA, HUD, FDIC; Clare, MI rebuilt as sources refresh.
| Rank | Clare, MI ZIP | Score |
|---|---|---|
| 1 | 49665 | 19/100 |
| 2 | 48625 | 13/100 |
| 3 | 48632 | 13/100 |
| 4 | 48633 | 13/100 |
| 5 | 48617 | 12/100 |
| 6 | 48622 | 12/100 |
| 7 | 48624 | 12/100 |
| 8 | 48612 | 11/100 |
Most distressed Clare, MI ZIPs (0-100, 2026)
Mortgage delinquency around Clare, MI
No CFPB county sample covers Clare, MI; the non-metro area reading for Clare, MI: 1.0% ninety-plus; Clare, MI area thirty-to-eighty-nine 2.6% (December 2025, Clare, MI); Michigan overall 0.9%.
Opportunity index: Clare, MI
Clare, MI index 37.0, Clare, MI phase strong_buy; Clare, MI primary driver vacancy, Clare, MI second driver bank institutional. Clare, MI components: property stress 25.6, foreclosure pressure 27.8, listing discounts 41.9, bank stress 64.0, insurance 0.0; Clare, MI pulse 42.2; Clare, MI capital opportunity 29.1.
ZIP market phases inside Clare, MI
8 Clare, MI ZIPs carry a price-cycle phase; Clare, MI ZIPs by phase (Clare, MI), deepest drawdown first: expansion, +5.4% YoY, 0.0% off peak (Clare, MI): 48612; expansion, +5.0% YoY (Clare, MI): 48617, 48622; expansion, +5.5% YoY (Clare, MI): 48624, 48625, 48633; expansion, +5.1% YoY (Clare, MI): 48632; expansion, +5.4% YoY (Clare, MI): 49665.
Residential listings by Clare, MI ZIP
Clare, MI ZIPs with the most tracked Clare, MI residential listings: 48625 8 listings, 3 candidates, bank pressure 63; 48632 6 listings, 2 candidates, bank pressure 61; 48617 4 listings, 2 candidates, bank pressure 63; 48622 4 listings, 1 candidates, bank pressure 63 (Clare, MI); 48633 0 listings, 0 candidates, bank pressure 63. Clare, MI totals: 22 listings; Clare, MI candidates 8; active ZIPs 0.
Lenders with branches in Clare, MI
Clare, MI lenders by branch count: Isabella Bank (Clare, MI): stress 73, 3 branches low in Clare, MI; Mercantile Bank (Clare, MI): stress 52, 1 branch moderate in Clare, MI.
Vacancy and permits, Clare, MI
9,487 of 22,008 Clare, MI housing units are vacant; Clare, MI permits, twelve months: 0 multifamily units in Clare, MI, 26 one-to-four unit units.
Work Clare, MI at the parcel level
Every Clare, MI parcel carries owner and address; every Clare, MI parcel carries APN; Clare, MI distress scores sit on the Clare, MI live board.
Clare, MI figures refresh with each source.
Clare, MI questions
Most distressed ZIP code in Clare County, MI?
ZIP 49665 leads Clare, MI at 19/100; next in Clare, MI: 48625 at 13/100; the Clare, MI average is 13/100.
Where does Clare County, MI rank for investment opportunity?
Clare, MI is #109 among all ranked counties, #5 in Michigan; the Clare, MI driver is vacancy; Clare, MI moved up 10 places.
How many mortgages are delinquent in Clare County, MI?
Clare, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Clare, MI.
Which banks lend in Clare County, MI?
2 watched lenders hold Clare, MI branches; the largest Clare, MI footprints are Isabella Bank (3), Mercantile Bank (1).
More on Clare, MI
Clare County, MI distress report: public-record figures for Clare, MI; not legal advice for Clare, MI; not tax or investment advice; verify every Clare, MI record before acting.