Clark County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clark County, South Dakota? DLRadar grades every Clark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Clark County breakdown.
- Clark County's most distressed ZIP is 57322 at 15/100.
- 13 ZIP codes tracked in Clark County, averaging 8/100 distress.
- Clark County reads peak — home values up 2.2% year over year, 0.4% off peak.
- Vacancy runs 17.8% across Clark County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Clark County home is worth about $166,827 against a ~$67,262 median income.
- Lending headwind in Clark County sits at 74/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57322 | 15/100 |
| 2 | 57434 | 15/100 |
| 3 | 57353 | 14/100 |
| 4 | 57243 | 12/100 |
| 5 | 57274 | 12/100 |
| 6 | 57272 | 9/100 |
| 7 | 57221 | 6/100 |
| 8 | 57258 | 5/100 |
| 9 | 57271 | 5/100 |
| 10 | 57217 | 4/100 |
| 11 | 57225 | 4/100 |
| 12 | 57236 | 4/100 |
Most distressed ZIP codes in Clark County (composite distress 0-100, 2026)
What is driving Clark County distress
Clark County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 8/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Clark County market phase and pricing
Clark County reads peak — home prices rose 2.2% over the last year and are 0.4% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Clark County
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Questions about this county
What is the hardest-hit ZIP in Clark County?
ZIP 57322 leads Clark County at 15/100, recomputed monthly from public records.
What market phase is Clark County in?
The market phase for Clark County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
What is this Clark County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Clark County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Clark County ZIP codes?
The county figure is a blend, not a description. Across the Clark County ZIPs DLRadar ranks, scores run from 15/100 in 57322 down to 4/100 in 57236, against a Clark County average of 8/100. A spread of 11 points means Clark County has to be worked ZIP by ZIP.
What do Clark County home values and vacancy say about distressed supply?
The typical Clark County home carries about $166,827 of value against a median household income near $67,262. Vacancy across Clark County's tracked ZIPs runs 17.8% and the poverty rate is 13.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Clark County's foreclosure and lien filings and its 74/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.