Coal County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Coal County, Oklahoma? DLRadar grades every Coal County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Coal County breakdown.
- Coal County's most distressed ZIP is 74531 at 14/100.
- 10 ZIP codes tracked in Coal County, averaging 10/100 distress.
- Coal County reads peak — home values up 1.1% year over year.
- Vacancy runs 22.3% across Coal County's tracked ZIPs, with a 20.1% poverty rate.
- The typical Coal County home is worth about $120,000 against a ~$51,329 median income.
- Lending headwind in Coal County sits at 52/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74531 | 14/100 |
| 2 | 74871 | 12/100 |
| 3 | 74534 | 11/100 |
| 4 | 74535 | 11/100 |
| 5 | 74556 | 11/100 |
| 6 | 74825 | 11/100 |
| 7 | 74538 | 10/100 |
| 8 | 74572 | 9/100 |
| 9 | 74530 | 6/100 |
| 10 | 74525 | 4/100 |
Most distressed ZIP codes in Coal County (composite distress 0-100, 2026)
What is driving Coal County distress
Nothing here is estimated: Coal County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Coal County market phase and pricing
The cycle in Coal County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Coal County
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Frequently asked questions
What is the most distressed ZIP code in Coal County, OK?
ZIP 74531 leads Coal County at 14/100, recomputed monthly from public records.
Where is Coal County in the housing cycle?
FHFA price-index movement places Coal County in peak; prices are up 1.1% over twelve months.
Can the Coal County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Coal County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Coal County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Coal County ZIPs DLRadar ranks, scores run from 14/100 in 74531 down to 4/100 in 74525, against a Coal County average of 10/100. Those 10 points separate the ZIPs worth working in Coal County from the rest.
What do Coal County home values and vacancy say about distressed supply?
The typical Coal County home carries about $120,000 of value against a median household income near $51,329. Vacancy across Coal County's tracked ZIPs runs 22.3% and the poverty rate is 20.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Coal County's foreclosure and lien data and its 52/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.