Coal County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Coal County, OK distress report, 2026: 10 ZIPs scored in Coal, OK, Coal, OK average 10/100; the top Coal, OK ZIP is 74531 at 15/100; Coal, OK market phase peak, Coal, OK prices +1.1% year over year.
- Coal, OK ranks #1,378 nationally (opportunity index); Coal, OK #46 in Oklahoma; Coal, OK index 29.8.
- Coal, OK: no CFPB county sample; Coal, OK non-metro area reading 1.4%.
- Coal, OK ZIP phases: 10 peak.
- Coal, OK residential listings tracked: 2 across 5 ZIPs; Coal, OK candidate listings 0.
- Coal, OK HUD assisted properties: 1 with 17 units.
- Coal, OK lenders on watch: 2; largest Coal, OK footprint Firstbank (1 branch).
- Coal, OK most distressed ZIP: 74531 at 15/100.
Coal, OK figures: DLRadar distress index; Coal, OK inputs: CFPB, FHFA, HUD, FDIC; Coal, OK rebuilt as sources refresh.
| Rank | Coal, OK ZIP | Score |
|---|---|---|
| 1 | 74531 | 15/100 |
| 2 | 74825 | 12/100 |
| 3 | 74871 | 12/100 |
| 4 | 74534 | 9/100 |
| 5 | 74535 | 9/100 |
| 6 | 74538 | 9/100 |
| 7 | 74556 | 9/100 |
| 8 | 74572 | 9/100 |
| 9 | 74530 | 7/100 |
| 10 | 74525 | 4/100 |
Most distressed Coal, OK ZIPs (0-100, 2026)
Mortgage delinquency around Coal, OK
No CFPB county sample covers Coal, OK; the non-metro area reading for Coal, OK: 1.4% ninety-plus; Coal, OK area thirty-to-eighty-nine 3.5% (December 2025, Coal, OK); Oklahoma overall 1.2%.
Opportunity index: Coal, OK
Coal, OK index 29.8, Coal, OK phase early_signal; Coal, OK primary driver vacancy, Coal, OK second driver bank institutional. Coal, OK components: property stress 17.0, foreclosure pressure 17.8, listing discounts 28.1, bank stress 55.9, insurance 0.0; Coal, OK pulse 34.0; Coal, OK capital opportunity 23.5; Coal, OK seven-day change +0.3%.
ZIP market phases inside Coal, OK
10 Coal, OK ZIPs carry a price-cycle phase; Coal, OK ZIPs by phase (Coal, OK), deepest drawdown first: peak, +1.1% YoY (Coal, OK): 74525, 74530, 74531, 74534, Coal, OK 74535, 74538, 74556; peak, +1.3% YoY (Coal, OK): 74572; peak, +1.6% YoY (Coal, OK): 74825; peak, +1.8% YoY (Coal, OK): 74871.
Residential listings by Coal, OK ZIP
Coal, OK ZIPs with the most tracked Coal, OK residential listings: 74538 2 listings, 0 candidates, bank pressure 63; 74534 0 listings, 0 candidates, bank pressure 61; 74535 0 listings, 0 candidates, bank pressure 61; 74556 0 listings, 0 candidates, bank pressure 61 (Coal, OK); 74572 0 listings, 0 candidates, bank pressure 61. Coal, OK totals: 2 listings; Coal, OK candidates 0; active ZIPs 1.
HUD assisted housing in Coal, OK
1 assisted properties with 17 units sit in Coal, OK; largest Coal, OK properties: Louis Sandmann Senior Housing (Coalgate) 17 units, 17 assisted.
Lenders with branches in Coal, OK
Coal, OK lenders by branch count: Firstbank (Coal, OK): stress 64, 1 branch low in Coal, OK; Shamrock Bank N A (Coal, OK): stress 59, 1 branch low in Coal, OK.
Vacancy and permits, Coal, OK
534 of 2,585 Coal, OK housing units are vacant; Coal, OK permits, twelve months: 0 multifamily units in Coal, OK, 6 one-to-four unit units.
Work Coal, OK at the parcel level
Every Coal, OK parcel carries owner and address; every Coal, OK parcel carries APN; Coal, OK distress scores sit on the Coal, OK live board.
Coal, OK figures refresh with each source.
Coal, OK questions
Most distressed ZIP code in Coal County, OK?
ZIP 74531 leads Coal, OK at 15/100; next in Coal, OK: 74825 at 12/100; the Coal, OK average is 10/100.
Where does Coal County, OK rank for investment opportunity?
Coal, OK is #1,378 among all ranked counties, #46 in Oklahoma; the Coal, OK driver is vacancy; Coal, OK moved down 30 places.
How many mortgages are delinquent in Coal County, OK?
Coal, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Coal, OK.
Which banks lend in Coal County, OK?
2 watched lenders hold Coal, OK branches; the largest Coal, OK footprints are Firstbank (1), Shamrock Bank N A (1).
More on Coal, OK
Coal County, OK distress report: public-record figures for Coal, OK; not legal advice for Coal, OK; not tax or investment advice; verify every Coal, OK record before acting.