Cumberland County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cumberland County, NJ distress report, 2026: 22 ZIPs scored in Cumberland, NJ, Cumberland, NJ average 22/100; the top Cumberland, NJ ZIP is 08270 at 25/100; Cumberland, NJ market phase expansion, Cumberland, NJ prices +7.8% year over year.
- Cumberland, NJ ranks #1,912 nationally (opportunity index); Cumberland, NJ #5 in New Jersey; Cumberland, NJ index 28.0.
- Cumberland, NJ: no CFPB county sample; Cumberland, NJ state reading 0.9%.
- Cumberland, NJ ZIP phases: 22 expansion.
- Cumberland, NJ residential listings tracked: 111 across 19 ZIPs; Cumberland, NJ candidate listings 42.
- Cumberland, NJ HUD assisted properties: 5 with 791 units.
- Cumberland, NJ lenders on watch: 5; largest Cumberland, NJ footprint Newfield National Bank (3 branches).
- Cumberland, NJ most distressed ZIP: 08270 at 25/100.
Cumberland, NJ figures: DLRadar distress index; Cumberland, NJ inputs: CFPB, FHFA, HUD, FDIC; Cumberland, NJ rebuilt as sources refresh.
| Rank | Cumberland, NJ ZIP | Score |
|---|---|---|
| 1 | 08270 | 25/100 |
| 2 | 08344 | 25/100 |
| 3 | 08360 | 24/100 |
| 4 | 08340 | 23/100 |
| 5 | 08302 | 22/100 |
| 6 | 08311 | 22/100 |
| 7 | 08314 | 22/100 |
| 8 | 08316 | 22/100 |
| 9 | 08318 | 22/100 |
| 10 | 08320 | 22/100 |
| 11 | 08321 | 22/100 |
| 12 | 08323 | 22/100 |
Most distressed Cumberland, NJ ZIPs (0-100, 2026)
Mortgage delinquency around Cumberland, NJ
No CFPB county sample covers Cumberland, NJ; the state reading for Cumberland, NJ: 0.9% ninety-plus; Cumberland, NJ area thirty-to-eighty-nine 2.0% (December 2025, Cumberland, NJ).
Opportunity index: Cumberland, NJ
Cumberland, NJ index 28.0, Cumberland, NJ phase early_signal; Cumberland, NJ primary driver bank institutional, Cumberland, NJ second driver construction. Cumberland, NJ components: property stress 11.4, foreclosure pressure 6.5, listing discounts 39.0, bank stress 63.8, insurance 0.0; Cumberland, NJ pulse 29.9; Cumberland, NJ capital opportunity 25.2.
ZIP market phases inside Cumberland, NJ
22 Cumberland, NJ ZIPs carry a price-cycle phase; Cumberland, NJ ZIPs by phase (Cumberland, NJ), deepest drawdown first: expansion, +5.9% YoY (Cumberland, NJ): 08270; expansion, +7.6% YoY (Cumberland, NJ): 08302; expansion, +7.8% YoY (Cumberland, NJ): 08311, 08314, 08316, 08320, Cumberland, NJ 08321, 08323, 08324, 08327, Cumberland, NJ 08329, 08332, 08345; expansion, +5.3% YoY (Cumberland, NJ): 08318; expansion, +7.5% YoY (Cumberland, NJ): 08340; expansion, +5.6% YoY (Cumberland, NJ): 08344.
Residential listings by Cumberland, NJ ZIP
Cumberland, NJ ZIPs with the most tracked Cumberland, NJ residential listings: 08302 39 listings, 9 candidates, bank pressure 71; 08332 32 listings, 13 candidates, bank pressure 71; 08360 15 listings, 4 candidates, bank pressure 66; 08361 6 listings, 4 candidates, bank pressure 71 (Cumberland, NJ); 08340 5 listings, 1 candidates, bank pressure 65; 08316 3 listings, 3 candidates, bank pressure 71; 08349 3 listings, 2 candidates, bank pressure 71; 08311 2 listings, 0 candidates, bank pressure 71. Cumberland, NJ totals: 111 listings; Cumberland, NJ candidates 42; active ZIPs 13.
HUD assisted housing in Cumberland, NJ
5 assisted properties with 791 units sit in Cumberland, NJ; largest Cumberland, NJ properties: Cumberland Green (Millville) 280 units; Oakview (Millville) 210 units; Spring Garden Senior Housing (Vineland) 125 units, 124 assisted in Cumberland, NJ; Walnut Manor (Vineland) 100 units, 100 assisted; Vineland Gardens (Vineland) 76 units, 75 assisted.
Lenders with branches in Cumberland, NJ
Cumberland, NJ lenders by branch count: Newfield National Bank (Cumberland, NJ): stress 84, 3 branches low in Cumberland, NJ; Century Savings Bank (Cumberland, NJ): stress 79, 3 branches low in Cumberland, NJ; Oceanfirst Bank Na (Cumberland, NJ): stress 78, 3 branches low in Cumberland, NJ; Millville Savings Bank (Cumberland, NJ): stress 78, 2 branches low in Cumberland, NJ; First National Bank Of Elmer (Cumberland, NJ): stress 76, 1 branch low in Cumberland, NJ.
Vacancy and permits, Cumberland, NJ
3,501 of 57,282 Cumberland, NJ housing units are vacant; Cumberland, NJ permits, twelve months: 20 multifamily units in Cumberland, NJ, 162 one-to-four unit units.
Work Cumberland, NJ at the parcel level
Every Cumberland, NJ parcel carries owner and address; every Cumberland, NJ parcel carries APN; Cumberland, NJ distress scores sit on the Cumberland, NJ live board.
Cumberland, NJ figures refresh with each source.
Cumberland, NJ questions
Most distressed ZIP code in Cumberland County, NJ?
ZIP 08270 leads Cumberland, NJ at 25/100; next in Cumberland, NJ: 08344 at 25/100; the Cumberland, NJ average is 22/100.
Where does Cumberland County, NJ rank for investment opportunity?
Cumberland, NJ is #1,912 among all ranked counties, #5 in New Jersey; the Cumberland, NJ driver is bank institutional; Cumberland, NJ moved up 426 places.
How many mortgages are delinquent in Cumberland County, NJ?
Cumberland, NJ takes the state reading of 0.9% for December 2025; no CFPB county sample covers Cumberland, NJ.
Which banks lend in Cumberland County, NJ?
5 watched lenders hold Cumberland, NJ branches; the largest Cumberland, NJ footprints are Newfield National Bank (3), Century Savings Bank (3), Oceanfirst Bank Na (3).
More on Cumberland, NJ
Cumberland County, NJ distress report: public-record figures for Cumberland, NJ; not legal advice for Cumberland, NJ; not tax or investment advice; verify every Cumberland, NJ record before acting.