Dallas County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dallas County, IA distress report, 2026: 25 ZIPs scored in Dallas, IA, Dallas, IA average 21/100; the top Dallas, IA ZIP is 50111 at 31/100; Dallas, IA market phase peak, Dallas, IA prices +2.1% year over year.
- Dallas, IA ranks #2,204 nationally (opportunity index); Dallas, IA #54 in Iowa; Dallas, IA index 27.0.
- Dallas, IA ninety-day mortgage delinquency 0.6% in December 2025; Dallas, IA twelve-month change 0.0%.
- Dallas, IA ZIP phases: 22 peak, 2 neutral, 1 recovery.
- Dallas, IA residential listings tracked: 135 across 13 ZIPs; Dallas, IA candidate listings 27.
- Dallas, IA HUD assisted properties: 9 with 1,366 units.
- Dallas, IA lenders on watch: 8; largest Dallas, IA footprint Earlham Savings Bank (5 branches).
- Dallas, IA most distressed ZIP: 50111 at 31/100.
Dallas, IA figures: DLRadar distress index; Dallas, IA inputs: CFPB, FHFA, HUD, FDIC; Dallas, IA rebuilt as sources refresh.
| Rank | Dallas, IA ZIP | Score |
|---|---|---|
| 1 | 50111 | 31/100 |
| 2 | 50109 | 30/100 |
| 3 | 50325 | 30/100 |
| 4 | 50323 | 29/100 |
| 5 | 50266 | 28/100 |
| 6 | 50003 | 24/100 |
| 7 | 50038 | 24/100 |
| 8 | 50039 | 24/100 |
| 9 | 50063 | 24/100 |
| 10 | 50066 | 24/100 |
| 11 | 50069 | 24/100 |
| 12 | 50167 | 24/100 |
Most distressed Dallas, IA ZIPs (0-100, 2026)
Mortgage delinquency in Dallas, IA
0.6% of Dallas, IA mortgages were ninety-plus days late (Dallas, IA, December 2025); Dallas, IA thirty-to-eighty-nine days late: 1.0%; Dallas, IA twelve-month change 0.0%; Dallas, IA peak since 2008: 3.0% (July 2009); Iowa overall 0.9%. Dallas, IA ninety-day series: Dec 24 0.6, Jan 25 0.7, Feb 25 0.6 (Dallas, IA), Mar 25 0.6, Apr 25 0.5, May 25 0.4 (Dallas, IA), Jun 25 0.5, Jul 25 0.6, Aug 25 0.6 (Dallas, IA), Sep 25 0.7, Oct 25 0.8, Nov 25 0.9 (Dallas, IA), Dec 25 0.6.
Opportunity index: Dallas, IA
Dallas, IA index 27.0, Dallas, IA phase weak; Dallas, IA primary driver bank institutional, Dallas, IA second driver construction. Dallas, IA components: property stress 11.3, foreclosure pressure 10.0, listing discounts 34.3, bank stress 61.7, insurance 0.0; Dallas, IA pulse 29.2; Dallas, IA capital opportunity 23.7; Dallas, IA seven-day change +0.2%.
ZIP market phases inside Dallas, IA
25 Dallas, IA ZIPs carry a price-cycle phase; Dallas, IA ZIPs by phase (Dallas, IA), deepest drawdown first: peak, +2.1% YoY (Dallas, IA): 50003, 50038, 50061, 50063, Dallas, IA 50066, 50069, 50072, 50109, Dallas, IA 50111, 50146, 50167; peak, +2.2% YoY (Dallas, IA): 50039, 50070, 50128; neutral, +4.0% YoY (Dallas, IA): 50156; recovery, +2.9% YoY (Dallas, IA): 50220.
Residential listings by Dallas, IA ZIP
Dallas, IA ZIPs with the most tracked Dallas, IA residential listings: 50266 55 listings, 10 candidates, bank pressure 66; 50323 43 listings, 8 candidates, bank pressure 66; 50263 34 listings, 7 candidates, bank pressure 68; 50003 3 listings, 2 candidates, bank pressure 68 (Dallas, IA); 50038 0 listings, 0 candidates, bank pressure 68; 50039 0 listings, 0 candidates, bank pressure 67; 50063 0 listings, 0 candidates, bank pressure 68; 50066 0 listings, 0 candidates, bank pressure 68. Dallas, IA totals: 135 listings; Dallas, IA candidates 27; active ZIPs 4.
HUD assisted housing in Dallas, IA
9 assisted properties with 1,366 units sit in Dallas, IA; largest Dallas, IA properties: Polo Club Apartments (West Des Moines) 275 units; Maple Grove Villas (West Des Moines) 240 units; Lift At Jordan Creek (West Des Moines) 180 units in Dallas, IA; Watermark At Jordan Creek (West Des Moines) 176 units; Mansions At Jordan Creek (West Des Moines) 140 units; Twin Eagles East (Adel) 118 units.
Lenders with branches in Dallas, IA
Dallas, IA lenders by branch count: Earlham Savings Bank (Dallas, IA): stress 71, 5 branches low in Dallas, IA; Raccoon Valley Bank (Dallas, IA): stress 60, 3 branches low in Dallas, IA; Peoples Bank (Dallas, IA): stress 74, 2 branches low in Dallas, IA; Bank Iowa (Dallas, IA): stress 69, 2 branches low in Dallas, IA; First State Bank (Dallas, IA): stress 60, 2 branches low in Dallas, IA; Lincoln Savings Bank (Dallas, IA): stress 90, 1 branch low in Dallas, IA; Bank (Dallas, IA): stress 79, 1 branch low in Dallas, IA; Union State Bank (Dallas, IA): stress 76, 1 branch low in Dallas, IA.
Vacancy and permits, Dallas, IA
2,333 of 44,804 Dallas, IA housing units are vacant; Dallas, IA permits, twelve months: 433 multifamily units in Dallas, IA, 612 one-to-four unit units.
Work Dallas, IA at the parcel level
Every Dallas, IA parcel carries owner and address; every Dallas, IA parcel carries APN; Dallas, IA distress scores sit on the Dallas, IA live board.
Dallas, IA figures refresh with each source.
Dallas, IA questions
Most distressed ZIP code in Dallas County, IA?
ZIP 50111 leads Dallas, IA at 31/100; next in Dallas, IA: 50109 at 30/100; the Dallas, IA average is 21/100.
Where does Dallas County, IA rank for investment opportunity?
Dallas, IA is #2,204 among all ranked counties, #54 in Iowa; the Dallas, IA driver is bank institutional; Dallas, IA moved up 256 places.
How many mortgages are delinquent in Dallas County, IA?
0.6% of Dallas, IA mortgages were ninety-plus days late in December 2025; the Dallas, IA peak since 2008 was 3.0%.
Which banks lend in Dallas County, IA?
8 watched lenders hold Dallas, IA branches; the largest Dallas, IA footprints are Earlham Savings Bank (5), Raccoon Valley Bank (3), Peoples Bank (2).
More on Dallas, IA
Dallas County, IA distress report: public-record figures for Dallas, IA; not legal advice for Dallas, IA; not tax or investment advice; verify every Dallas, IA record before acting.