Davis County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Davis County, UT distress report, 2026: 13 ZIPs scored in Davis, UT, Davis, UT average 20/100; the top Davis, UT ZIP is 84315 at 23/100; Davis, UT market phase neutral, Davis, UT prices +3.2% year over year.
- Davis, UT ranks #3,145 nationally (opportunity index); Davis, UT #28 in Utah; Davis, UT index 21.5.
- Davis, UT ninety-day mortgage delinquency 0.5% in December 2025; Davis, UT twelve-month change +0.1%.
- Davis, UT ZIP phases: 13 neutral.
- Davis, UT residential listings tracked: 86 across 11 ZIPs; Davis, UT candidate listings 30.
- Davis, UT HUD assisted properties: 25 with 2,570 units.
- Davis, UT lenders on watch: 4; largest Davis, UT footprint Zions Bcorp N A (8 branches).
- Davis, UT most distressed ZIP: 84315 at 23/100.
Davis, UT figures: DLRadar distress index; Davis, UT inputs: CFPB, FHFA, HUD, FDIC; Davis, UT rebuilt as sources refresh.
| Rank | Davis, UT ZIP | Score |
|---|---|---|
| 1 | 84315 | 23/100 |
| 2 | 84405 | 22/100 |
| 3 | 84010 | 20/100 |
| 4 | 84014 | 20/100 |
| 5 | 84015 | 20/100 |
| 6 | 84025 | 20/100 |
| 7 | 84037 | 20/100 |
| 8 | 84040 | 20/100 |
| 9 | 84041 | 20/100 |
| 10 | 84054 | 20/100 |
| 11 | 84056 | 20/100 |
| 12 | 84075 | 20/100 |
Most distressed Davis, UT ZIPs (0-100, 2026)
Mortgage delinquency in Davis, UT
0.5% of Davis, UT mortgages were ninety-plus days late (Davis, UT, December 2025); Davis, UT thirty-to-eighty-nine days late: 1.1%; Davis, UT twelve-month change +0.1%; Davis, UT peak since 2008: 2.5% (January 2010); Utah overall 0.7%. Davis, UT ninety-day series: Dec 24 0.4, Jan 25 0.5, Feb 25 0.7 (Davis, UT), Mar 25 0.7, Apr 25 0.7, May 25 0.5 (Davis, UT), Jun 25 0.5, Jul 25 0.4, Aug 25 0.4 (Davis, UT), Sep 25 0.5, Oct 25 0.5, Nov 25 0.6 (Davis, UT), Dec 25 0.5.
Opportunity index: Davis, UT
Davis, UT index 21.5, Davis, UT phase weak; Davis, UT primary driver bank institutional, Davis, UT second driver listings discount. Davis, UT components: property stress 9.0, foreclosure pressure 8.3, listing discounts 24.0, bank stress 56.7, insurance 0.0; Davis, UT pulse 22.4; Davis, UT capital opportunity 20.2; Davis, UT seven-day change +0.1%.
ZIP market phases inside Davis, UT
13 Davis, UT ZIPs carry a price-cycle phase; Davis, UT ZIPs by phase (Davis, UT), deepest drawdown first: neutral, +3.2% YoY (Davis, UT): 84010, 84014, 84015, 84025, Davis, UT 84037, 84040, 84041, 84054, Davis, UT 84056, 84075, 84087, 84315, Davis, UT 84405.
Residential listings by Davis, UT ZIP
Davis, UT ZIPs with the most tracked Davis, UT residential listings: 84015 38 listings, 16 candidates, bank pressure 62; 84041 15 listings, 4 candidates, bank pressure 62; 84040 7 listings, 0 candidates, bank pressure 62; 84025 6 listings, 0 candidates, bank pressure 62 (Davis, UT); 84014 5 listings, 5 candidates, bank pressure 62; 84037 5 listings, 2 candidates, bank pressure 62; 84075 4 listings, 1 candidates, bank pressure 62; 84054 3 listings, 1 candidates, bank pressure 62. Davis, UT totals: 86 listings; Davis, UT candidates 30; active ZIPs 10.
HUD assisted housing in Davis, UT
25 assisted properties with 2,570 units sit in Davis, UT; largest Davis, UT properties: Park Lane Village (Farmington) 323 units; Ico Station Parkway (Farmington) 267 units; Clearfield Station (Clearfield) 216 units in Davis, UT; Eaglewood Lofts (North Salt Lake City) 214 units; Eaglewood Lofts Phase Ii (North Salt Lake) 195 units; Hidden Cove Apartments (Layton) 144 units.
Lenders with branches in Davis, UT
Davis, UT lenders by branch count: Zions Bcorp N A (Davis, UT): stress 64, 8 branches low in Davis, UT; Bank Of Utah (Davis, UT): stress 56, 2 branches low in Davis, UT; Cache Valley Bank (Davis, UT): stress 50, 2 branches low in Davis, UT; Prime Alliance Bank (Davis, UT): stress 37, 1 branch low in Davis, UT.
Vacancy and permits, Davis, UT
4,960 of 120,879 Davis, UT housing units are vacant; Davis, UT permits, twelve months: 1,001 multifamily units in Davis, UT, 858 one-to-four unit units.
Work Davis, UT at the parcel level
Every Davis, UT parcel carries owner and address; every Davis, UT parcel carries APN; Davis, UT distress scores sit on the Davis, UT live board.
Davis, UT figures refresh with each source.
Davis, UT questions
Most distressed ZIP code in Davis County, UT?
ZIP 84315 leads Davis, UT at 23/100; next in Davis, UT: 84405 at 22/100; the Davis, UT average is 20/100.
Where does Davis County, UT rank for investment opportunity?
Davis, UT is #3,145 among all ranked counties, #28 in Utah; the Davis, UT driver is bank institutional; Davis, UT moved up 18 places.
How many mortgages are delinquent in Davis County, UT?
0.5% of Davis, UT mortgages were ninety-plus days late in December 2025; the Davis, UT peak since 2008 was 2.5%.
Which banks lend in Davis County, UT?
4 watched lenders hold Davis, UT branches; the largest Davis, UT footprints are Zions Bcorp N A (8), Bank Of Utah (2), Cache Valley Bank (2).
More on Davis, UT
Davis County, UT distress report: public-record figures for Davis, UT; not legal advice for Davis, UT; not tax or investment advice; verify every Davis, UT record before acting.