Dearborn County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Dearborn County, Indiana? DLRadar grades every Dearborn County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Dearborn County breakdown.
- Dearborn County's most distressed ZIP is 47012 at 23/100.
- 9 ZIP codes tracked in Dearborn County, averaging 19/100 distress.
- Dearborn County reads peak — home values up 3.5% year over year.
- Vacancy runs 4.9% across Dearborn County's tracked ZIPs, with a 8.1% poverty rate.
- The typical Dearborn County home is worth about $246,122 against a ~$81,632 median income.
- Lending headwind in Dearborn County sits at 49/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47012 | 23/100 |
| 2 | 47022 | 21/100 |
| 3 | 47025 | 21/100 |
| 4 | 47032 | 20/100 |
| 5 | 47060 | 20/100 |
| 6 | 47031 | 18/100 |
| 7 | 47041 | 18/100 |
| 8 | 47001 | 17/100 |
| 9 | 47018 | 13/100 |
Most distressed ZIP codes in Dearborn County (composite distress 0-100, 2026)
What is driving Dearborn County distress
The Dearborn County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.
Dearborn County market phase and pricing
The cycle in Dearborn County is peak, with values up 3.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Dearborn County
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Frequently asked
What is the hardest-hit ZIP in Dearborn County?
ZIP 47012 leads Dearborn County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Dearborn County at?
Dearborn County is classified peak with a 3.5% year-over-year increase, following the FHFA House Price Index.
What is this Dearborn County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Dearborn County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Dearborn County ZIP codes?
A county average hides the spread. Across the Dearborn County ZIPs DLRadar ranks, scores run from 23/100 in 47012 down to 13/100 in 47018, against a Dearborn County average of 19/100. The 10-point range is the argument for ZIP-level search across Dearborn County.
What do Dearborn County home values and vacancy say about distressed supply?
The typical Dearborn County home carries about $246,122 of value against a median household income near $81,632. Vacancy across Dearborn County's tracked ZIPs runs 4.9% and the poverty rate is 8.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Dearborn County's filings and its 49/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.