Dekalb County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dekalb County, GA distress report, 2026: 36 ZIPs scored in Dekalb, GA, Dekalb, GA average 32/100; the top Dekalb, GA ZIP is 30315 at 36/100; Dekalb, GA market phase peak, Dekalb, GA prices +1.2% year over year.
- Dekalb, GA ranks #857 nationally (opportunity index); Dekalb, GA #54 in Georgia; Dekalb, GA index 31.7.
- Dekalb, GA ninety-day mortgage delinquency 1.1% in December 2025; Dekalb, GA twelve-month change +0.2%.
- Dekalb, GA ZIP phases: 36 peak.
- Dekalb, GA residential listings tracked: 483 across 29 ZIPs; Dekalb, GA candidate listings 131.
- Dekalb, GA HUD assisted properties: 30 with 3,462 units.
- Dekalb, GA lenders on watch: 5; largest Dekalb, GA footprint Ameris Bank (5 branches).
- Dekalb, GA most distressed ZIP: 30315 at 36/100.
Dekalb, GA figures: DLRadar distress index; Dekalb, GA inputs: CFPB, FHFA, HUD, FDIC; Dekalb, GA rebuilt as sources refresh.
| Rank | Dekalb, GA ZIP | Score |
|---|---|---|
| 1 | 30315 | 36/100 |
| 2 | 30350 | 36/100 |
| 3 | 30039 | 35/100 |
| 4 | 30306 | 35/100 |
| 5 | 30324 | 35/100 |
| 6 | 30084 | 34/100 |
| 7 | 30087 | 34/100 |
| 8 | 30307 | 34/100 |
| 9 | 30316 | 34/100 |
| 10 | 30340 | 34/100 |
| 11 | 30360 | 34/100 |
| 12 | 30288 | 33/100 |
Most distressed Dekalb, GA ZIPs (0-100, 2026)
Mortgage delinquency in Dekalb, GA
1.1% of Dekalb, GA mortgages were ninety-plus days late (Dekalb, GA, December 2025); Dekalb, GA thirty-to-eighty-nine days late: 2.9%; Dekalb, GA twelve-month change +0.2%; Dekalb, GA peak since 2008: 7.8% (February 2010); Georgia overall 1.3%. Dekalb, GA ninety-day series: Dec 24 0.9, Jan 25 0.9, Feb 25 1.0 (Dekalb, GA), Mar 25 0.9, Apr 25 0.9, May 25 1.0 (Dekalb, GA), Jun 25 1.0, Jul 25 1.0, Aug 25 1.0 (Dekalb, GA), Sep 25 1.0, Oct 25 1.2, Nov 25 1.2 (Dekalb, GA), Dec 25 1.1.
Opportunity index: Dekalb, GA
Dekalb, GA index 31.7, Dekalb, GA phase watchlist; Dekalb, GA primary driver vacancy, Dekalb, GA second driver bank institutional. Dekalb, GA components: property stress 24.7, foreclosure pressure 25.4, listing discounts 35.0, bank stress 52.6, insurance 0.0; Dekalb, GA pulse 33.6; Dekalb, GA capital opportunity 28.9; Dekalb, GA seven-day change +0.5%.
ZIP market phases inside Dekalb, GA
36 Dekalb, GA ZIPs carry a price-cycle phase; Dekalb, GA ZIPs by phase (Dekalb, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Dekalb, GA): 30288, 30316, 30317, 30350, Dekalb, GA 30002, 30012, 30021, 30030, Dekalb, GA 30032, 30033, 30034, 30035, Dekalb, GA 30038, 30039, 30058, 30072.
Residential listings by Dekalb, GA ZIP
Dekalb, GA ZIPs with the most tracked Dekalb, GA residential listings: 30032 63 listings, 10 candidates, bank pressure 54; 30058 56 listings, 12 candidates, bank pressure 56; 30034 51 listings, 14 candidates, bank pressure 54; 30038 39 listings, 6 candidates, bank pressure 54 (Dekalb, GA); 30294 36 listings, 7 candidates, bank pressure 57; 30035 27 listings, 3 candidates, bank pressure 54; 30316 26 listings, 8 candidates, bank pressure 57; 30317 22 listings, 11 candidates, bank pressure 57. Dekalb, GA totals: 483 listings; Dekalb, GA candidates 131; active ZIPs 5.
HUD assisted housing in Dekalb, GA
30 assisted properties with 3,462 units sit in Dekalb, GA; largest Dekalb, GA properties: Silver Oak Apartments (Clarkston) 406 units; Chamblee (Atlanta) 311 units; Lacota Apartments (Atlanta) 265 units in Dekalb, GA; Decatur Christian Towers (Decatur) 216 units, 43 assisted; Pleasantdale Crossing (Doraville) 210 units, 42 assisted; Willow Branch Apartments (Clarkston) 186 units.
Lenders with branches in Dekalb, GA
Dekalb, GA lenders by branch count: Ameris Bank (Dekalb, GA): stress 51, 5 branches low in Dekalb, GA; Citizens Trust Bank (Dekalb, GA): stress 50, 2 branches low in Dekalb, GA; Metro City Bank (Dekalb, GA): stress 46, 2 branches low in Dekalb, GA; Georgia Banking Co (Dekalb, GA): stress 70, 1 branch low in Dekalb, GA; Promiseone Bank (Dekalb, GA): stress 65, 1 branch low in Dekalb, GA.
Vacancy and permits, Dekalb, GA
43,591 of 330,830 Dekalb, GA housing units are vacant; Dekalb, GA permits, twelve months: 424 multifamily units in Dekalb, GA, 717 one-to-four unit units.
Work Dekalb, GA at the parcel level
Every Dekalb, GA parcel carries owner and address; every Dekalb, GA parcel carries APN; Dekalb, GA distress scores sit on the Dekalb, GA live board.
Dekalb, GA figures refresh with each source.
Dekalb, GA questions
Most distressed ZIP code in Dekalb County, GA?
ZIP 30315 leads Dekalb, GA at 36/100; next in Dekalb, GA: 30350 at 36/100; the Dekalb, GA average is 32/100.
Where does Dekalb County, GA rank for investment opportunity?
Dekalb, GA is #857 among all ranked counties, #54 in Georgia; the Dekalb, GA driver is vacancy; Dekalb, GA moved up 590 places.
How many mortgages are delinquent in Dekalb County, GA?
1.1% of Dekalb, GA mortgages were ninety-plus days late in December 2025; the Dekalb, GA peak since 2008 was 7.8%.
Which banks lend in Dekalb County, GA?
5 watched lenders hold Dekalb, GA branches; the largest Dekalb, GA footprints are Ameris Bank (5), Citizens Trust Bank (2), Metro City Bank (2).
More on Dekalb, GA
Dekalb County, GA distress report: public-record figures for Dekalb, GA; not legal advice for Dekalb, GA; not tax or investment advice; verify every Dekalb, GA record before acting.